HDFC Bank Launches PayZapp, An All-In-One Payment & Money Transfer Mobile App


HDFC Bank PayZapp

India’s leading private Bank, HDFC Bank today announced launch of PayZapp, an all-in-one mobile payment and money transfer app that promises to make any sort of payments in a single click.

The PayZapp app users can make variety of transactions like mobile recharges, instant money transfers, bill payments, shopping on various ecommerce portals to groceries, to even big-ticket purchases such as foreign holidays and designer clothes.

PayZapp features a section called Smartbuy – a sort of a aggregator of the major ecommerce sites across various verticals. PayZapp has partnered with sites like Flipkart, Makemytrip, Cleartrip, Yatra, Big Basket among others.

PayZapp Smartbuy

Speaking about the new launch, Mr. Parag Rao, Business Head, Cards, Payment Products and Merchant Acquiring Services said, “PayZapp is path breaking. For the customer, whose world has now converged on his mobile device, this innovation will mean that he’ll be able to do every type of payment and purchase from a single App with a single PIN, whenever and wherever he wants, without worrying about prepayment and re-loading. Like all our innovations, the genesis of this platform is customer convenience. As part of our Bank aap ki muththi mein initiative, this product is another major digital leap. In fact, the customer will find it is not only the #PowerofBanking which is in his muththi, but effectively the whole world.”

We downloaded the PayZapp app and prima facie, the app does look good and offers you host of payment services. According to PR sent to us, the app promised to be a single click purchase app – which it was NOT and something that still seems to be in works.

However, we were very easily able to add a new debit card and add money to the account. It also has some great features like creating a virtual one-time use card (netsafe). For users who are worried about using their original card for making purchases online, this virtual card feature will be mighty useful.

PayZapp Debitcard

We tried to make a purchase on Flipkart though their Smartbuy section and it took us 3 steps after clicking on Flipkart buy button . We still needed to put the 2nd factor of authentication on Visa 3D secure site, but it reduced one step as it saves the debit card.

If you are an HDFC customer, you should definitely download and check out this app, It will help you make many different kind of payments online with ease.

Check out their introductory video.

Do let us know how do you like PayZapp. You can download the app on Android from here.

  1. viram shakhra says

    I got 150 every month as cash back

  2. kanhaiya lal gupta says

    I recharged my DTH with Rs.111 on 01/11/2015 but did not found cash back

  3. Sonali says

    How should i transfer amount to another bank account

  4. sandip Mirche says


    Pls guide me how to redeem my amnt in pay zapp

  5. venu says

    Don’t use payzapp ,its fake about cash back.
    i recharged 100 with 20% cashback on 07/07/2015 still i didn’t get cashback.

  6. NARESH KUMAR says

    I installed payzapp in my mobile and registered my mobile number but app could not verify my mobile number many times. I process right but we failure to verify my mobile number many times . Please help me in verify mobile number IN PAYZAPP.

  7. pankaj gupta says

    I am unable to install payzapp app on my window phone and its also unavailable the same on store also.pls guide

    1. paramananda mohapatra says

      I tried to install payzapp but I failed to get this in my window phone

      1. Sumanta Chowdhury says

        I’m also tried to my LUMIA 535 windows phone but failed.
        May be payZaap not for windows phone.

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