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Self-Employed And Want To Own A Home? Here Is Your Checklist For Getting #HomeLoan!
The primary reason being that traditional HFCs are not able to determine the loan repayment capability of the self-employed, as this category of loan seekers have low credit penetration.
WhatsApp Payments vs Google Tez vs PhonePe vs Paytm vs BHIM – Who’s The Winner?
Currently with over a dozen of them operating in the Indian digital space, WhatsApp has a huge advantage over the others with its massive user base. WhatsApp Payments will be going against some of the top-performing digital payments…
Mobikwik Facing Stiff Competition? WhatsApp Payments Rolled Out For Masses!
The Supercash on MobiKwik has been heavily criticized for luring in customers without giving back any actual benefit to the user.
Visa Turns Aggressive; Slashes 95% Charge For Debit Card Payments!
Directly targeting RuPay, Visa has slashed the maximum charges in the sub-Rs 2000 bracket of debit card transactions, which indicates their aggressive stand
Paytm Wants A Slice Of PoS Payment Market; Records Highest Mobile Transactions!
After dominating QR Code mode of payments it has emerged that Paytm now plans to roll out a massive quantity of PoS machines, all over India.
ATM Skimming On The Rise; Follow These Steps And Stay Safe!
ATM Fraudsters are using ATM Skimming, an illegal way to copy ATM card details in order to scam users. This is a criminal and punishable offence.
Want To Send Money Abroad? PAN Card Is Now Mandatory!
Basically, RBI has altered the Liberalised Remittance Scheme rules, which allowed money transfer up to $25,000 without any PAN Card requirement.
Confusion Cleared: No GST On Free Banking Services Like ATM Withdrawals!
In a very strange move, Income Tax Dept. last month had issued a notification wherein every bank was ordered to pay GST on free banking services rendered to bank customers who are maintaining minimum bank balance. As per latest updates…
WhatsApp Payments Under Govt. Scanner; NPCI Asked To Clarify Privacy Issues!
Barely 24 hours of that news, fresh insights are coming in from Govt. sources regarding WhatsApp payments; and going by the looks of it, not everything seems smooth. WhatsApp Payments is again under Govt. scanner, and it seems that WhatsApp…
Now Pay Bills Using BHIM; Paytm Has A New Feature Exclusively For iPhone Users!
BHIM’s latest 1.5 version on Android and iOS now allows bill payments for all users. As per the changelog observed, there are several categories within BHIM app, using which any user can pay bills via UPI platform.
WhatsApp Payments Expected To Roll Out To All Users Next Week!
One of the most important features of WhatsApp Payments is that it is UPI-enabled. As of now, WhatsApp is going to partner with HDFC Bank, ICICI Bank and Axis Bank for processing transactions. SBI is also expected to join the growing number…
Anti-Cash Drive: 2000 ATMs Shut Down By Banks In Last 10 Months!
RBI’s latest data is stating that as many as 2000 ATMs shut down all across India by banks, between May 2017 and February 2018. There is an interesting twist here: While on-site ATMs have been reduced, off-site ATMs have increased, albeit…
Instagram Payments Launched – Everything You Need To Know
Instagram payments is the new feature where you can register a debit or credit card on your profile, set up a security pin and save the card for future use. You can directly buy things from the app without having to leave the app for a…
Dark Secrets Of Bank Frauds Revealed – Rs 1 Lakh Cr ‘Officially’ Looted In Last 5 Years!
In a Right to Information reply, RBI has revealed some dark secrets of banking frauds, and the sheer volume will shock you. As per the reply shared by RBI, collectively Rs 1 lakh crore worth of banking frauds have happened in India, in the…
Use Paytm Without Internet – Paytm Tap Card A Big Leap Towards Digital Payments!
Paytm has introduced the concept of offline payments in collaboration with Yeldi.com, which is digital payment company, focussing on NFC or Near Field Communication. Paytm Tap Card is the foundation, based on which this new Internet-less…
Bank Users Could Be Asked To Pay Tax For Every ATM Withdrawal, Every Cheque Issued!
In lieu of non-maintenance charges, banks provide basic banking services such as ATM withdrawals, chequebooks, etc. In a surprise move, Directorate General of Goods and Services Tax Intelligence (DGGST) has contacted all leading banks and…
KYC Rules Driving Away Mobile Wallets Users; Firms Report 95% Loss In Transactions!
RBI had instructed that after March 1st, mobile wallets users who have not completed their KYC process cannot add more money into their wallets; although they can use the existing money. This has resulted in a massive drop in transactions,…
Cash Crunch Update: SBI Allows Withdrawals From PoS; Raid On Hoarders Begin!
There is a severe cash crunch which is affecting almost entire India. Panic has already set in, as people are queuing up outside ATMs! In a noble gesture, State Bank of India has allowed cash withdrawals from PoS i.e. their Point of Sale…
Panic Sets In As Cash Vanishes From ATMs Across India; Govt. Says ‘Unusual’ Situation!
As cash vanishes from ATMs, in the last 72 hours, reports have emerged from all over the nation, that there is no cash in 80% of the ATMs. The issue started from Andhra Pradesh and Telangana states, where contractors are known to have a…
BHIM App Will Give Rs 750 Cashback Every Month; Here’s How You Can Avail It Right Now!
Govt. of India has launched a sizzling cashback offer for all BHIM app users - Now, you can get Rs 750 per month as cashback, every month. This cashback offer is applicable to both new and existing users. This could be described as one of…