Get A New Credit Card Without Income Proof, Zero Annual Charges & Lifetime Free: How To Apply?

Kotak Mahindra Branch has launched a tailored credit card especially for Kotak 811 customers, which will be based on their banking preferences. 

The card will be named the 811 #DreamDifferent credit card.

Find out what the card offers its customers right here!

Kotak Mahindra Bank Launches 811 #DreamDifferent credit card: Completely Digital Experience

Kotak Mahindra Bank has now announced the launch of the 811 #DreamDifferent credit card, which will ensure a complete digital experience for its customers. The card will be tailor-made for the customers based on their banking preferences. The entire process from applying for the credit card till the time it reaches the customers will be fully digital.

The customers of Kotak 811 will be able to obtain the 811 #DreamDifferent credit card through the Kotak Mobile banking app. For new customers, this card can be obtained after opening an 811 savings account.

Ambuj Chandna, President – Consumer Assets, Kotak Mahindra Bank said, “The 811 #DreamDifferent credit card gives customers quick and easy access to credit, while they continue to earn interest on their fixed deposit.”

This is a lifetime free credit card, which will be backed by a fixed deposit for as low as Rs. 15,000, especially for customers who do not have a credit history, a low credit score or do not have any income documents to share.

Features Of The Kotak’s 811 #DreamDifferent Credit Card

Here are all the features of the 811 #DreamDifferent Credit Card:

1. The credit card that will be lifetime free, as in, there will be no joining fee or annual fee.
2. There will be an interest free credit period for the customers while they will continue to earn interest on their fixed deposit.
3. There will also be reward points: for every Rs. 100 on all online spending, you will be given 2 Reward points. You can redeem these reward points against the card outstanding or purchases at merchant outlets.
4. There will also be a 1% fuel surcharge waiver that will be limited to Rs. 3500 per annum and also a complete surcharge waiver for transactions conducted on the irctc.co.in and also at the Indian Railways booking counters, where the waiver will be capped off at Rs. 500 per annum.

Find more information, and apply for the card here.