This Valentine’s Day, swipe more with these top 5 smart shopping cards
The month of February is the month of pampering your loved ones with gifts, flowers, chocolates, and more. Valentine’s week is a season of loving and indulging.
Be it regular grocery shopping to whip up that special meal or shopping for a gift or a trip, everyone prefers online shopping. According to findings, India has seen a major increase in e-commerce shopping over the years. In 2020, on average, most of the e-commerce platforms clocked transactions worth INR 10 Crore to INR 20 Crore in the week leading to February 14.
Having said that, we all know that this indulging might come as a pinch on the wallet after spending so much on all the gifts, jewellery, gadgets, or clothes for your beloved. Apart from dipping into your savings, which might not always be ideal, there are newer options available at your fingertips. Those looking to spend big on this Valentine’s Day can consider ‘Buy Now Pay Later’ (BNPL). BNPL allows the customers to make the product purchase right away at full costs and pay them later in several instalments.
Recently, BNPL players have also introduced cards that offer quick and easy access to credit and help consumers to enhance their purchasing power. The cards can be used for both online and offline shopping. Consumers are also offered attractive discounts and rewards on transactions.
Here is a list of the five best cards of 2022 that will help you get what you truly desire this V-Day:
1.LazyCard from LazyPay: LazyCard, an offering from LazyPay, is a prepaid payment instrument backed by a credit line, empowering financially underserved Indians with easy access to credit. Consumers may avail the card at zero joining fee and zero annual fee. The card is also built with a strong rewards structure, creating value for customers in every transaction by offering bigger, better cashback rewards and offers like never before. Users have an opportunity to earn 1% to 5% cashback on every transaction, making it one of the most rewarding cards available in the market.
2.Uni (Pay 1/3rd): Fintech start-up Uni’s Pay 1/3rd is an interest-free credit period card in the market. The card automatically divides the transactions into 1/3rd, letting customers pay their monthly spending in three parts over three months for no additional costs.
3.Slice (slice super card): Slice, a fintech start-up concentrating on India’s youth, strives to create an innovative, straightforward, and transparent financial platform that challenges the conventional credit card ecosystem by offering simplified credit solutions like the slice super card. The card provides a credit line from Rs 10,000 to Rs 10 lakh. The slice super card also gives up to 2 percent rewards on every card transaction redeemable in cash.
4.Amazon (Amazon Pay ICICI Bank credit card): The Amazon Pay ICICI Bank credit card is a lifetime free credit card with no joining or annual fee. It offers unlimited reward points on card spending, with no expiry date on redeeming the points. The math is simple, each point converts to one Rupee and is credited to the customer’s Amazon Pay balance every month. They can redeem their earnings by purchasing from more than 16 crore items available on Amazon or with Amazon Pay partner merchants through transactions on flight tickets, booking hotels, food delivery, movie tickets, and much more.
5.Bajaj Finserv (Bajaj Finserv RBL Bank SuperCard): One of the renowned brands in personal financing, Bajaj Finserv, has been present in the country for over a decade. Bajaj Finserv, in collaboration with RBL Bank, offers the Bajaj Finserv RBL Bank SuperCard. From paying utility bills to purchasing household appliances and more, this instant credit card enables you to cover all your expenses.