Manish Dhameja, from Hyderabad, Telangana, India, holds the record for the largest collection of valid credit cards, with a staggering 1,638 cards, achieved on 30th April 2021. For Manish, credit cards are more than just a financial tool—they are a passion. “My life felt incomplete without them,” he shares. “I just love credit cards. The rewards and benefits are amazing.”

Manish’s Credit Card Perks: A Lifeline During Demonetization
The perks of credit cards have brought Manish great enjoyment. “I get complementary travel, access to railway and airport lounges, food, spa services, hotel vouchers, domestic flight tickets, shopping vouchers, movie tickets, golf sessions, and even fuel—all through rewards points, airmiles, and cashback,” he says.
One moment that stands out for Manish was the demonetisation of 500 and 1,000 Rupee banknotes on 8th November 2016. The decision caused panic across India, with long queues forming outside banks as people scrambled for new currency. During this time, credit cards played a crucial role in Manish’s life, offering him a seamless and stress-free way to continue his spending digitally.
Manish’s Seamless Experience: Financial Freedom and Rewards with Credit Cards
While others rushed to the banks, Manish was able to carry on with his daily activities, enjoying the convenience of credit cards without any worry. For him, credit cards represent not only financial freedom but also the joy of earning rewards and enjoying exclusive benefits.