Paytm UPI Lite Auto Top-up is a new feature designed for small, frequent payments like transportation, meals, and more. Payments under ₹500 per transaction are processed instantly without the need for a PIN. The balance automatically recharges when it drops below a pre-set limit, ensuring uninterrupted transactions.
Why Use Auto Top-up?
- Effortless Payments: From daily chai to groceries, transactions are now seamless and hassle-free.
- PIN-Free Convenience: No PIN is required for payments under ₹500, saving time and enhancing convenience.
- Auto Recharge: Avoid low-balance interruptions with automatic balance top-ups.
- Decluttered Bank Statements: Small transactions are excluded from the main bank statement, simplifying financial reviews.
- Easy Tracking: The Paytm app provides a detailed UPI statement for UPI Lite spends, helping users manage budgets effectively.
Who Can Access It?
Currently, the feature is limited to users with accounts in Yes Bank and Axis Bank. However, Paytm plans to extend this service to all its users and more partner banks soon.
How to Get Started
- Download the Paytm app and link your bank account.
- Create your UPI handle and add money to your UPI Lite balance.
- Set your auto top-up limit for uninterrupted transactions.
Simplify Daily Payments
With Paytm UPI Lite Auto Top-up, managing small, recurring expenses has never been easier. Whether it is chai, auto rides, or groceries, you can make PIN-less payments, keep your bank statements clean, and monitor spending—all from one app. Upgrade your daily payment experience with this innovative feature.
