Flight cancellations and delays by Vistara due to pilot issues leave travelers wondering about insurance compensation. Here’s what you need to know about travel insurance coverage in such situations.
Exclusions in Standard Travel Insurance Policies
Flight disruptions caused by internal operational issues like pilot sick leaves are not typically covered under standard travel insurance policies. Policies usually cover named perils such as weather conditions or natural disasters leading to flight cancellations.
Options for Relief: ‘Cancellation for Any Reason’ Add-On
While standard policies may not provide compensation, travelers who opted for the ‘cancellation for any reason’ (CFAR) add-on in their travel insurance could be eligible for relief. However, CFAR coverage comes at a higher premium and is less commonly selected by travelers.
Understanding Claim Process and Compensation Limits
To file a claim, travelers must provide relevant supporting documents, such as discharge summaries for medical emergencies or reimbursement receipts from the airline for flight cancellations. Compensation limits vary for different categories, ranging from up to Rs 30,000 for flight cancellations to Rs 2,500 to Rs 25,000 for loss of checked baggage.
