The Delhi government has launched a new welfare initiative called “Lakhpati Bitiya Yojana” aimed at strengthening financial security and educational support for girls in the national capital. The plan, which is an upgraded version of the older Ladli Scheme, will provide structured financial assistance from the time a girl child is born until she completes her graduation or diploma, helping families invest in education and reducing economic barriers to learning.
Announced by Chief Minister Rekha Gupta, the scheme will begin implementation from April 1, 2026 and is expected to cost around ₹160 crore initially. It is designed to ensure that no girl drops out of education due to financial constraints by offering periodic deposits into a beneficiary’s Aadhaar-linked bank account at key educational milestones.
Phased Support Through Key Milestones
Under the Lakhpati Bitiya framework, families will receive financial deposits in instalments tied to important stages in a girl’s education and growth. The total assistance initially comes to about ₹56,000 through scheduled payments, which accrue interest over time and mature into a sum exceeding ₹1 lakh by the time the beneficiary completes graduation or turns 21.
These milestone deposits are made to encourage continued schooling and include support at birth, admission to primary and higher classes, passing board exams, and entry into higher education. Once the beneficiary completes Class XII and turns 18, or completes graduation/diploma at age 21, she can claim the matured amount.
Expanded Eligibility and Digital Process
The scheme aims for greater inclusion and transparency by digitising the application and payment system. Families must register the birth of the girl child within a year or when she enters school, and can apply online without visiting government offices. The scheme now also covers girls pursuing higher education anywhere in India, as long as they are enrolled in recognised institutions.
Eligibility conditions require that the beneficiary be a Delhi resident, with a family income below a defined threshold, and apply within specified timeframes. Each family can register up to two eligible daughters under the scheme.
Why This Matters
This initiative represents a major push towards gender equity and educational empowerment in India’s capital. By financially supporting girls throughout their academic journey and ensuring the process is fully digital and transparent, Delhi aims to address socio-economic hurdles and strengthen long-term opportunities for women.
60-Word Summary
The Delhi government’s “Lakhpati Bitiya Yojana” will provide girls with structured financial support from birth through graduation, helping them receive more than ₹1 lakh via phased deposits into their Aadhaar-linked bank accounts. The digital scheme, replacing the older Ladli initiative starting April 1, 2026, aims to boost education access and gender empowerment for eligible families in Delhi.
