The Reserve Bank of India (RBI) has released the official state-wise holiday calendar for the fiscal year 2025–26. According to the schedule, banks across several Indian states will remain closed for five days between September 1 and September 7 due to regional and religious observances. Customers are advised to plan their transactions accordingly to avoid disruptions.
Holiday Schedule for September 1–7
- September 3 (Wednesday): Banks shut in Jharkhand for Karma Puja.
- September 4 (Thursday): Banks closed in Kerala for First Onam.
- September 5 (Friday): Widespread closures across Gujarat, Maharashtra, Madhya Pradesh, Tamil Nadu, Mizoram, Uttarakhand, Karnataka, Uttar Pradesh, Kerala, New Delhi, Jharkhand, Hyderabad, Vijayawada, Manipur, Jammu, and Srinagar for Id-E-Milad and Thiruvonam.
- September 6 (Saturday): Banks closed in Sikkim and Chhattisgarh for Id-E-Milad (Milad-Un-Nabi) and Indrajatra.
- September 7 (Sunday): Banks closed nationwide as per RBI’s Sunday directive.
Important Note on Working Saturdays
RBI also mandates that the first, third, and fifth Saturdays of each month are working days for banks, while the second and fourth Saturdays are official holidays. During this week, September 6 (Saturday) falls under a holiday list for specific states, but not as part of RBI’s bi-weekly Saturday rule.
What Customers Should Keep in Mind
Bank holidays differ from state to state depending on local festivals and customs. Customers should check with their nearest branch for confirmation of closures before scheduling visits. This is especially important for time-sensitive transactions involving cheques, drafts, or promissory notes, which fall under the Negotiable Instruments Act.
Banking Services Available During Holidays
Even if physical branches remain shut, customers can still access multiple digital channels:
- Mobile and Internet banking for fund transfers and account management.
- UPI-based transactions for quick payments.
- ATMs for cash withdrawals and balance checks.
Thus, while bank branches may be closed, digital banking ensures uninterrupted financial services.
