{"id":1315423,"date":"2026-11-02T07:11:51","date_gmt":"2026-11-02T01:41:51","guid":{"rendered":"https:\/\/trak.in\/stories\/?p=1315423"},"modified":"2026-11-02T07:12:07","modified_gmt":"2026-11-02T01:42:07","slug":"upis-average-daily-transaction-value-crosses-rs-1-lakh-crore-in-october","status":"publish","type":"post","link":"https:\/\/trak.in\/stories\/upis-average-daily-transaction-value-crosses-rs-1-lakh-crore-in-october\/","title":{"rendered":"UPI\u2019s Average Daily Transaction Value Crosses Rs 1 Lakh Crore in October"},"content":{"rendered":"\n<p>India\u2019s Unified Payments Interface (UPI) reached a new milestone in October 2026, with the average daily value of transactions crossing \u20b91 lakh crore for the first time. UPI processed an average of \u20b91,01,707 crore in payments each day, reflecting a rise in digital payment activity during the festive season.<\/p>\n\n\n\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"1000\" height=\"465\" src=\"https:\/\/trak.in\/stories\/wp-content\/uploads\/2026\/11\/Untitled-design-44.png\" alt=\"UPI\u2019s Average Daily Transaction Value Crosses Rs 1 Lakh Crore in October\" class=\"wp-image-1315431\" srcset=\"https:\/\/trak.in\/stories\/wp-content\/uploads\/2026\/11\/Untitled-design-44.png 1000w, https:\/\/trak.in\/stories\/wp-content\/uploads\/2026\/11\/Untitled-design-44-300x140.png 300w, https:\/\/trak.in\/stories\/wp-content\/uploads\/2026\/11\/Untitled-design-44-768x357.png 768w\" sizes=\"auto, (max-width: 1000px) 100vw, 1000px\" \/><\/figure>\n\n\n\n<p>Across the month, UPI recorded transactions worth \u20b931.53 lakh crore, while the <a href=\"https:\/\/www.thehindubusinessline.com\/money-and-banking\/avgerage-daily-value-of-upi-transactions-crosses-1-lakh-crorein-october-2026\/article71652439.ece\">number of transactions<\/a> reached 25.47 billion. Both figures set new monthly records, highlighting the growing role of UPI in everyday payments as well as larger purchases.<\/p>\n\n\n\n<p><strong>Daily Payments Rise From September<\/strong><\/p>\n\n\n\n<p>The average daily transaction value increased from \u20b997,913 crore in September to \u20b91,01,707 crore in October. Average daily transaction volume also climbed, reaching about 822 million transactions, compared with around 802 million the previous month.<\/p>\n\n\n\n<p>The growth was not simply a result of October having 31 days. The rise in daily averages indicates that payment activity increased on a typical day as well.<\/p>\n\n\n\n<p><strong>Festive Shopping Adds Momentum<\/strong><\/p>\n\n\n\n<p>October\u2019s festive calendar helped drive the increase. Consumers used UPI for shopping, dining, online purchases and routine payments, with activity rising around major festivals and e-commerce sales.<\/p>\n\n\n\n<p>UPI\u2019s monthly transaction value rose from \u20b929.37 lakh crore in September to \u20b931.53 lakh crore in October. The number of transactions also increased from 24.07 billion to 25.47 billion.<\/p>\n\n\n\n<p>On a year-on-year basis, transaction volume grew 23 per cent, while transaction value increased 16 per cent. The figures suggest that more people are using UPI and that the platform is also handling a larger total value of payments.<\/p>\n\n\n\n<p><strong>A New Benchmark for Digital Payments<\/strong><\/p>\n\n\n\n<p>October was the first month in which UPI\u2019s total transaction value crossed \u20b930 lakh crore. The previous monthly high was recorded in May 2026, at approximately \u20b929.9 lakh crore.<\/p>\n\n\n\n<p>The latest milestone reinforces UPI\u2019s position as a major part of India\u2019s digital payments system. Its continued growth will be closely watched as festive spending continues into November and as discussions around the future cost of merchant digital payments remain in focus.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>India\u2019s Unified Payments Interface (UPI) reached a new milestone in October 2026, with the average daily value of transactions crossing \u20b91 lakh crore for the first time. UPI processed an average of \u20b91,01,707 crore in payments each day, reflecting a rise in digital payment activity during the festive season. Across the month, UPI recorded transactions [&hellip;]<\/p>\n","protected":false},"author":30,"featured_media":1315431,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[21],"tags":[41],"class_list":["post-1315423","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-business","tag-upi"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v25.9 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>UPI\u2019s Average Daily Transaction Value Crosses Rs 1 Lakh Crore in October - Trak.in - Indian Business of Tech, Mobile &amp; Startups<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/trak.in\/stories\/upis-average-daily-transaction-value-crosses-rs-1-lakh-crore-in-october\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"UPI\u2019s Average Daily Transaction Value Crosses Rs 1 Lakh Crore in October - Trak.in - Indian Business of Tech, Mobile &amp; Startups\" \/>\n<meta property=\"og:description\" content=\"India\u2019s Unified Payments Interface (UPI) reached a new milestone in October 2026, with the average daily value of transactions crossing \u20b91 lakh crore for the first time. UPI processed an average of \u20b91,01,707 crore in payments each day, reflecting a rise in digital payment activity during the festive season. 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