A 30-year-old dance teacher in Delhi allegedly jumped into the Yamuna after struggling to pay the monthly EMI on his iPhone, according to police.<\/p>\n\n\n\n The man, identified as Deepak Kumar, lives in Okhla in southeast Delhi and works as a dance teacher. He also earns additional income through gardening and lives with his wife and two children.<\/p>\n\n\n\n The incident took place on Friday evening at Kalindi Kunj in southeast Delhi.<\/p>\n\n\n\n Police Spot Him Jumping Into The River<\/strong><\/p>\n\n\n\n Kumar reportedly jumped into the Yamuna from a ghat at around 8:30 pm<\/strong>.<\/p>\n\n\n\n Police personnel who were patrolling the area saw him enter the river and immediately alerted the rescue team.<\/p>\n\n\n\n A rescue boat was sent towards him after he was seen struggling in the water.<\/p>\n\n\n\n Rescuers eventually managed to pull him out of the river and bring him to safety.<\/p>\n\n\n\n Income Had Fallen In Recent Months<\/strong><\/p>\n\n\n\n According to the police, Kumar told them that his income had declined over the past few months.<\/p>\n\n\n\n The reduced income made it increasingly difficult for him to pay the monthly instalments on his iPhone.<\/p>\n\n\n\n The financial pressure reportedly caused significant stress, eventually leading him to attempt suicide.<\/p>\n\n\n\n Police later counselled him and contacted his wife and brother-in-law.<\/p>\n\n\n\n After the intervention, Kumar was sent home with his family.<\/p>\n\n\n\n Incident Came After Maharashtra Family Tragedy<\/strong><\/p>\n\n\n\n The Delhi incident occurred on the same day that three members of a family died after falling from a hilltop in Maharashtra’s Chhatrapati Sambhajinagar.<\/p>\n\n\n\n Initial reports in that case linked the tragedy to an argument involving an iPhone and the inability to pay its EMI.<\/p>\n\n\n\n However, subsequent developments have suggested that there may have been other underlying family issues involved in the Maharashtra incident.<\/p>\n\n\n\n The Delhi case has therefore drawn attention because of the timing and the similar connection to financial stress involving an iPhone EMI.<\/p>\n\n\n\n The Bigger Issue Is Financial Pressure<\/strong><\/p>\n\n\n\n The incident highlights how financial difficulties can sometimes become overwhelming, particularly when regular expenses continue despite falling income.<\/p>\n\n\n\n For someone dependent on irregular or fluctuating earnings, even a relatively manageable monthly payment can become difficult when income suddenly declines.<\/p>\n\n\n\n An EMI does not disappear when income falls.<\/p>\n\n\n\n Other household expenses, rent, food, education and utilities also continue, potentially creating a situation where an individual feels trapped by mounting financial obligations.<\/p>\n\n\n\n Buying Expensive Gadgets On EMI Can Create Pressure<\/strong><\/p>\n\n\n\n EMIs make expensive smartphones and other consumer products more accessible because buyers do not have to pay the entire amount upfront.<\/p>\n\n\n\n However, affordability depends on whether the monthly payment remains manageable over the entire repayment period.<\/p>\n\n\n\n A person whose income is stable may be able to comfortably handle an EMI.<\/p>\n\n\n\n But if income falls unexpectedly, the same payment can become a source of significant financial stress.<\/p>\n\n\n\n The Delhi incident illustrates the importance of considering income stability before taking on long-term consumer debt.<\/p>\n\n\n\n A Phone Should Not Become A Financial Burden<\/strong><\/p>\n\n\n\n Premium smartphones can cost a substantial amount of money, particularly when financed over several months.<\/p>\n\n\n\n Consumers may focus on whether they can afford the monthly EMI rather than considering the total cost and what happens if their income suddenly falls.<\/p>\n\n\n\n Financial experts generally advise keeping EMIs within a manageable portion of monthly income and maintaining an emergency fund wherever possible.<\/p>\n\n\n\n This becomes especially important for people working in professions where earnings can fluctuate.<\/p>\n\n\n\n Police Intervention Prevented A Tragedy<\/strong><\/p>\n\n\n\n The quick response of the patrolling police officers proved crucial in this case.<\/p>\n\n\n\n Their intervention allowed the rescue team to reach Kumar while he was still in the river.<\/p>\n\n\n\n After being rescued, he was counselled and reunited with his family.<\/p>\n\n\n\n The incident could have ended very differently had the police not noticed what was happening.<\/p>\n\n\n\n Financial Stress Can Affect Mental Health<\/strong><\/p>\n\n\n\n Money-related problems can have a significant impact on mental and emotional wellbeing.<\/p>\n\n\n\n Falling income, debt, unpaid bills and pressure from lenders can create anxiety and a sense of hopelessness.<\/p>\n\n\n\n People experiencing severe financial stress may also hesitate to discuss their problems with family members or friends.<\/p>\n\n\n\n That can make the situation worse.<\/p>\n\n\n\n Seeking help early, discussing financial difficulties openly and exploring practical repayment options can help prevent a temporary financial problem from becoming a personal crisis.<\/p>\n\n\n\n The Incident Is Also A Reminder About Responsible Borrowing<\/strong><\/p>\n\n\n\n The case raises a broader question about consumer financing.<\/p>\n\n\n\n The availability of easy EMIs has made expensive products accessible to a much larger number of consumers.<\/p>\n\n\n\n But easy access to credit does not necessarily mean a purchase is affordable.<\/p>\n\n\n\n Before taking an EMI, consumers should consider their income stability, existing loans, emergency savings and other regular expenses.<\/p>\n\n\n\n The ability to pay today does not always guarantee the ability to pay six months later.<\/p>\n\n\n\n What Happened To The Dance Teacher<\/strong><\/p>\n\n\n\n After being rescued, Kumar was taken through the necessary police intervention and counselling process.<\/p>\n\n\n\n His wife and brother-in-law were called to the police station, and authorities subsequently sent him home with his family.<\/p>\n\n\n\n The immediate crisis was therefore brought under control.<\/p>\n\n\n\n The incident nevertheless highlights the severe consequences that financial stress can have when someone feels unable to cope with their circumstances.<\/p>\n\n\n\n The Real Warning Is Bigger Than An iPhone<\/strong><\/p>\n\n\n\n The story is not simply about an expensive smartphone.<\/p>\n\n\n\n It is about what can happen when declining income collides with fixed financial commitments.<\/p>\n\n\n\n An iPhone EMI may have been the immediate source of stress identified by Kumar, but the broader issue is financial vulnerability.<\/p>\n\n\n\n For consumers, the lesson is clear: a purchase should remain affordable even if circumstances change.<\/p>\n\n\n\n For families and friends, the incident is also a reminder that sudden withdrawal, intense financial anxiety or hopelessness should never be ignored.<\/p>\n\n\n\n![\"iPhone](\"https:\/\/trak.in\/stories\/wp-content\/uploads\/2026\/08\/Screenshot-2026-08-24-at-7.01.03-AM.png\")
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