{"id":1306182,"date":"2026-02-15T09:03:42","date_gmt":"2026-02-15T03:33:42","guid":{"rendered":"https:\/\/trak.in\/stories\/?p=1306182"},"modified":"2026-02-15T09:03:57","modified_gmt":"2026-02-15T03:33:57","slug":"bajaj-finance-will-use-ai-for-managing-100-million-customer-calls-by-2027","status":"publish","type":"post","link":"https:\/\/trak.in\/stories\/bajaj-finance-will-use-ai-for-managing-100-million-customer-calls-by-2027\/","title":{"rendered":"Bajaj Finance Will Use AI For Managing 100 Million Customer Calls By 2027"},"content":{"rendered":"\n<p>India\u2019s leading consumer lender, <strong>Bajaj Finance<\/strong>, is aggressively embedding <strong>AI technology<\/strong> across its business \u2014 especially in customer call processing. During its third-quarter earnings call, the company revealed that while about <strong>20 million customer calls<\/strong> have already been handled using AI systems, this figure is expected to balloon to <strong>100 million within the next year<\/strong>.<\/p>\n\n\n\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"846\" height=\"482\" src=\"https:\/\/trak.in\/stories\/wp-content\/uploads\/2026\/02\/Screenshot-2026-02-15-at-9.02.47-AM.png\" alt=\"\" class=\"wp-image-1306192\" srcset=\"https:\/\/trak.in\/stories\/wp-content\/uploads\/2026\/02\/Screenshot-2026-02-15-at-9.02.47-AM.png 846w, https:\/\/trak.in\/stories\/wp-content\/uploads\/2026\/02\/Screenshot-2026-02-15-at-9.02.47-AM-300x171.png 300w, https:\/\/trak.in\/stories\/wp-content\/uploads\/2026\/02\/Screenshot-2026-02-15-at-9.02.47-AM-768x438.png 768w\" sizes=\"auto, (max-width: 846px) 100vw, 846px\" \/><\/figure>\n\n\n\n<p>The goal is to scale <strong>AI-driven voice analysis<\/strong> not just for volume but also for quality \u2014 converting <a href=\"https:\/\/www.ndtv.com\/india-news\/bajaj-finance-taps-ai-to-handle-100-million-customer-calls-by-next-year-10997727\">conversations<\/a> into structured data that can feed personalised offers and insights.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Efficiency Gains and Business Impact<\/h2>\n\n\n\n<p>According to company executives, early AI implementation has already delivered <strong>25 \u2013 45 percent improvements<\/strong> in operational efficiency compared to traditional methods. AI tools are being used to <strong>convert voice to text<\/strong>, enabling structured analysis, better customer profiling, and more effective cross-selling.<\/p>\n\n\n\n<p>So far:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>AI-assisted data from collected calls helped generate around <strong>100,000 new lending offers<\/strong> where information was previously unavailable.<\/li>\n\n\n\n<li>AI-influenced call interactions have already contributed significantly to business volumes, including <strong>loan disbursements worth Rs 1,600 crore<\/strong> and additional lending insights.<\/li>\n<\/ul>\n\n\n\n<p>This demonstrates how AI isn\u2019t just automating routine tasks \u2014 it\u2019s uncovering <strong>business opportunities hidden in conversations<\/strong> that human analysis might miss.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Beyond Call Centres: The AI Ecosystem<\/h2>\n\n\n\n<p>Bajaj Finance isn\u2019t limiting its AI usage to call analytics alone. The company already operates <strong>11 conversational AI bots<\/strong> that facilitate interactive customer engagement \u2014 replacing one-way messaging (like SMS) with responsive voice and text interactions.<\/p>\n\n\n\n<p>Plans are underway to expand this AI coverage across all 26 of the company\u2019s product categories by mid-2026, making AI a key interface for customer service, eligibility queries, transactions, and more.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Looking Ahead: Consumer AI Platforms<\/h2>\n\n\n\n<p>The company is also building a next-generation <strong>AI-enabled consumer platform<\/strong> set to launch by mid-2026. This platform could allow users to choose between a classic app interface or a richer, AI-driven experience with smarter recommendations, automated text summaries, and personalised assistance.<\/p>\n\n\n\n<p>In the longer term, Bajaj Finance plans to deploy <strong>800+ autonomous AI agents<\/strong> across functions like sales, operations, HR, and IT, signalling a future where AI plays a central role in both customer engagement and internal efficiency.<\/p>\n\n\n\n<p>Image Source<\/p>\n","protected":false},"excerpt":{"rendered":"<p>India\u2019s leading consumer lender, Bajaj Finance, is aggressively embedding AI technology across its business \u2014 especially in customer call processing. During its third-quarter earnings call, the company revealed that while about 20 million customer calls have already been handled using AI systems, this figure is expected to balloon to 100 million within the next year. [&hellip;]<\/p>\n","protected":false},"author":30,"featured_media":1306192,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[21],"tags":[1840],"class_list":["post-1306182","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-business","tag-bajaj-finance"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v25.9 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Bajaj Finance Will Use AI For Managing 100 Million Customer Calls By 2027 - Trak.in - Indian Business of Tech, Mobile &amp; Startups<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/trak.in\/stories\/bajaj-finance-will-use-ai-for-managing-100-million-customer-calls-by-2027\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Bajaj Finance Will Use AI For Managing 100 Million Customer Calls By 2027 - Trak.in - Indian Business of Tech, Mobile &amp; Startups\" \/>\n<meta property=\"og:description\" content=\"India\u2019s leading consumer lender, Bajaj Finance, is aggressively embedding AI technology across its business \u2014 especially in customer call processing. During its third-quarter earnings call, the company revealed that while about 20 million customer calls have already been handled using AI systems, this figure is expected to balloon to 100 million within the next year. 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