{"id":1303913,"date":"2025-12-20T11:43:29","date_gmt":"2025-12-20T06:13:29","guid":{"rendered":"https:\/\/trak.in\/stories\/?p=1303913"},"modified":"2025-12-20T11:43:58","modified_gmt":"2025-12-20T06:13:58","slug":"75-provident-fund-can-be-withdrawn-from-atm-by-march-2026","status":"publish","type":"post","link":"https:\/\/trak.in\/stories\/75-provident-fund-can-be-withdrawn-from-atm-by-march-2026\/","title":{"rendered":"75% Provident Fund Can Be Withdrawn From ATM By March 2026"},"content":{"rendered":"\n<p>The Ministry of Labour and Employment has announced a major update to the Employee Provident Fund withdrawal process, as reported by The Economic Times.<\/p>\n\n\n\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"576\" src=\"https:\/\/trak.in\/stories\/wp-content\/uploads\/2025\/12\/Untitled-design-11-1-1280x720-1-1-1024x576-1.jpeg\" alt=\"\" class=\"wp-image-1303927\" srcset=\"https:\/\/trak.in\/stories\/wp-content\/uploads\/2025\/12\/Untitled-design-11-1-1280x720-1-1-1024x576-1.jpeg 1024w, https:\/\/trak.in\/stories\/wp-content\/uploads\/2025\/12\/Untitled-design-11-1-1280x720-1-1-1024x576-1-300x169.jpeg 300w, https:\/\/trak.in\/stories\/wp-content\/uploads\/2025\/12\/Untitled-design-11-1-1280x720-1-1-1024x576-1-768x432.jpeg 768w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<p>EPF subscribers will soon be allowed to withdraw up to 75% of their total <a href=\"https:\/\/www.angelone.in\/news\/personal-finance\/provident-fund-atm-upi-withdrawal-75-epf-accessible-via-atm-before-march-2026\">provident fund balance<\/a> using ATMs and UPI platforms.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>EPF Withdrawals to Allow Up to 75% Access via ATMs and UPI<\/strong><\/h2>\n\n\n\n<p>The main goal of this change is to make access to EPF funds faster and simpler by reducing paperwork and procedural delays.<\/p>\n\n\n\n<p>Union Labour Minister Mansukh Mandaviya confirmed in an interview with ABP News that this new withdrawal facility is expected to be available by March 2026.<\/p>\n\n\n\n<p>Once implemented, EPF members will be able to receive funds instantly in their linked bank accounts through UPI or withdraw cash directly from ATMs.<\/p>\n\n\n\n<p>This marks a significant shift from the current system, which requires multiple forms and approvals before funds are released.<\/p>\n\n\n\n<p>Recent reforms have also expanded how much money members can withdraw from their EPF accounts.<\/p>\n\n\n\n<p>Earlier, subscribers could withdraw only their own contributions along with the interest earned on them.<\/p>\n\n\n\n<p>Under the revised rules, withdrawals now include the employer\u2019s contribution and its interest, allowing access to up to 75% of the total EPF corpus in situations such as unemployment.<\/p>\n\n\n\n<p>These changes are intended to provide faster financial relief to members during times of need.<\/p>\n\n\n\n<p>The government has also simplified eligibility conditions for EPF withdrawals.<\/p>\n\n\n\n<p>Previously, different withdrawal reasons had different minimum service requirements.<\/p>\n\n\n\n<p>Now, a uniform eligibility period of 12 months of service applies to all withdrawal purposes.<\/p>\n\n\n\n<p>This new rule replaces the earlier system that had 13 different category-based conditions, making the process clearer for subscribers.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>PF Contributions Above \u20b915,000 Made Voluntary, Clarifies Labour Ministry<\/strong><\/h2>\n\n\n\n<p>The article also references a separate clarification by the Labour Ministry stating that provident fund contributions on wages above \u20b915,000 are now voluntary.<\/p>\n\n\n\n<p>In certain situations such as retirement after the age of 55, permanent disability, voluntary retirement, or moving abroad, EPF subscribers are permitted to withdraw their entire corpus.<\/p>\n\n\n\n<p>In cases of unemployment, members can withdraw 75% of their EPF balance immediately.<\/p>\n\n\n\n<p>The remaining 25% can be withdrawn after 12 months if the individual continues to remain unemployed.<\/p>\n\n\n\n<p>Overall, the integration of EPF withdrawals with ATM and UPI systems is expected to reduce administrative burdens and significantly improve ease of access to funds.<\/p>\n\n\n\n<p>When combined with standardised eligibility rules and higher withdrawal limits, these reforms aim to offer EPF members quicker and more straightforward access to their savings.<\/p>\n\n\n\n<p>The article includes a disclaimer stating that the content is meant only for educational purposes and does not offer personal or investment advice.<\/p>\n\n\n\n<p>It clarifies that any securities or companies mentioned are examples and should not be treated as recommendations.<\/p>\n\n\n\n<p>Readers are advised to conduct their own research before making investment decisions.<\/p>\n\n\n\n<p>It also reminds readers that investments in the securities market carry risks and that all related documents should be read carefully before investing.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>The Ministry of Labour and Employment has announced a major update to the Employee Provident Fund withdrawal process, as reported by The Economic Times. EPF subscribers will soon be allowed to withdraw up to 75% of their total provident fund balance using ATMs and UPI platforms. EPF Withdrawals to Allow Up to 75% Access via [&hellip;]<\/p>\n","protected":false},"author":25,"featured_media":1303927,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[1],"tags":[],"class_list":["post-1303913","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-uncategorized"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v25.9 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>75% Provident Fund Can Be Withdrawn From ATM By March 2026 - Trak.in - Indian Business of Tech, Mobile &amp; Startups<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/trak.in\/stories\/75-provident-fund-can-be-withdrawn-from-atm-by-march-2026\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"75% Provident Fund Can Be Withdrawn From ATM By March 2026 - Trak.in - Indian Business of Tech, Mobile &amp; Startups\" \/>\n<meta property=\"og:description\" content=\"The Ministry of Labour and Employment has announced a major update to the Employee Provident Fund withdrawal process, as reported by The Economic Times. 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