{"id":1299851,"date":"2025-09-06T09:48:15","date_gmt":"2025-09-06T04:18:15","guid":{"rendered":"https:\/\/trak.in\/stories\/?p=1299851"},"modified":"2025-09-06T09:49:09","modified_gmt":"2025-09-06T04:19:09","slug":"7-lakh-railways-employees-to-get-rs-1-crore-insurance-from-sbi","status":"publish","type":"post","link":"https:\/\/trak.in\/stories\/7-lakh-railways-employees-to-get-rs-1-crore-insurance-from-sbi\/","title":{"rendered":"7 Lakh Railways Employees To Get Rs 1 Crore Insurance From SBI"},"content":{"rendered":"\n<p>In a landmark move, <strong>Indian Railways (IR)<\/strong> has partnered with the <strong>State Bank of India (SBI)<\/strong> to provide enhanced insurance benefits for its workforce. Nearly <strong>7 lakh railway employees<\/strong> who maintain their salary accounts with SBI will now enjoy significantly higher accident and life insurance coverage.<\/p>\n\n\n\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"576\" src=\"https:\/\/trak.in\/stories\/wp-content\/uploads\/2025\/09\/Untitled-design-10-4-1280x720-1024x576-1.jpeg\" alt=\"\" class=\"wp-image-1299858\" srcset=\"https:\/\/trak.in\/stories\/wp-content\/uploads\/2025\/09\/Untitled-design-10-4-1280x720-1024x576-1.jpeg 1024w, https:\/\/trak.in\/stories\/wp-content\/uploads\/2025\/09\/Untitled-design-10-4-1280x720-1024x576-1-300x169.jpeg 300w, https:\/\/trak.in\/stories\/wp-content\/uploads\/2025\/09\/Untitled-design-10-4-1280x720-1024x576-1-768x432.jpeg 768w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<h3 class=\"wp-block-heading\">From Thousands To Crores: A Major Upgrade<\/h3>\n\n\n\n<p>Previously, insurance coverage for railway employees stood at just <strong>\u20b91.20 lakh, \u20b960,000, and \u20b930,000<\/strong> for Group A, B, and C employees, respectively, under the Central Government Employees Group Insurance Scheme (CGEGIS).<br>Now, the new MoU increases the <strong>personal accident (permanent total disablement) cover to \u20b91 crore<\/strong> and <strong><a href=\"https:\/\/economictimes.indiatimes.com\/wealth\/insure\/sbi-to-provide-up-to-rs-1-6-crore-insurance-cover-to-railway-employees-with-sbi-salary-accounts\/articleshow\/123657530.cms?from=mdr\">permanent<\/a> partial disability cover up to \u20b980 lakh<\/strong>.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Air Accident Insurance Up To \u20b91.6 Crore<\/h3>\n\n\n\n<p>Employees will also benefit from a <strong>\u20b91.6 crore air accident cover (death)<\/strong>. On top of this, there is an <strong>additional cover of up to \u20b91 crore<\/strong> linked to the SBI RuPay Debit Card. This ensures that employees and their families have strong financial protection in case of unfortunate air travel incidents.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Natural Death Cover &amp; Debit Card Benefits<\/h3>\n\n\n\n<p>Apart from accident-related protection, railway employees with salary accounts at SBI will also get a <strong>natural death cover of \u20b910 lakh<\/strong>, without paying any premium or undergoing medical tests.<br>Additionally, employees can access <strong>complimentary debit card-linked insurance<\/strong>, such as:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Non-air accidental death cover<\/strong> ranging from \u20b92 lakh to \u20b910 lakh (depending on card type).<\/li>\n\n\n\n<li><strong>Air accident cover<\/strong> ranging from \u20b94 lakh to \u20b920 lakh.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">Why This Matters<\/h3>\n\n\n\n<p>This collaboration between IR and SBI ensures that employees\u2014who form the backbone of India\u2019s largest public transporter\u2014are better financially secured in case of mishaps. With enhanced coverage running into crores, the scheme not only protects employees but also provides peace of mind for their families.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<p>Get Plus<\/p>\n","protected":false},"excerpt":{"rendered":"<p>In a landmark move, Indian Railways (IR) has partnered with the State Bank of India (SBI) to provide enhanced insurance benefits for its workforce. Nearly 7 lakh railway employees who maintain their salary accounts with SBI will now enjoy significantly higher accident and life insurance coverage. From Thousands To Crores: A Major Upgrade Previously, insurance [&hellip;]<\/p>\n","protected":false},"author":30,"featured_media":1299858,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[21],"tags":[753,5554],"class_list":["post-1299851","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-business","tag-insurance","tag-railways"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v25.9 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>7 Lakh Railways Employees To Get Rs 1 Crore Insurance From SBI - Trak.in - Indian Business of Tech, Mobile &amp; Startups<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/trak.in\/stories\/7-lakh-railways-employees-to-get-rs-1-crore-insurance-from-sbi\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"7 Lakh Railways Employees To Get Rs 1 Crore Insurance From SBI - Trak.in - Indian Business of Tech, Mobile &amp; Startups\" \/>\n<meta property=\"og:description\" content=\"In a landmark move, Indian Railways (IR) has partnered with the State Bank of India (SBI) to provide enhanced insurance benefits for its workforce. 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