{"id":1296764,"date":"2025-06-23T12:21:52","date_gmt":"2025-06-23T06:51:52","guid":{"rendered":"https:\/\/trak.in\/stories\/?p=1296764"},"modified":"2025-06-23T12:22:27","modified_gmt":"2025-06-23T06:52:27","slug":"indias-1st-credit-card-with-visa-rupay-zero-forex-charges-launched","status":"publish","type":"post","link":"https:\/\/trak.in\/stories\/indias-1st-credit-card-with-visa-rupay-zero-forex-charges-launched\/","title":{"rendered":"India&#8217;s 1st Credit Card With Visa, RuPay &amp; Zero Forex Charges Launched"},"content":{"rendered":"\n<p>Scapia, a travel-focused fintech platform, has teamed up with Federal Bank to launch a game-changing product\u2014<strong>the Scapia Federal RuPay Credit Card<\/strong>. This is India\u2019s first credit card to operate across both the <strong>RuPay and Visa networks<\/strong>, offering seamless functionality across UPI, online, offline, and international transactions\u2014all under a single credit limit and monthly statement.<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"543\" src=\"https:\/\/trak.in\/stories\/wp-content\/uploads\/2025\/06\/Screenshot-2025-06-23-at-12.21.08\u202fPM-1024x543.png\" alt=\"\" class=\"wp-image-1296765\" srcset=\"https:\/\/trak.in\/stories\/wp-content\/uploads\/2025\/06\/Screenshot-2025-06-23-at-12.21.08\u202fPM-1024x543.png 1024w, https:\/\/trak.in\/stories\/wp-content\/uploads\/2025\/06\/Screenshot-2025-06-23-at-12.21.08\u202fPM-300x159.png 300w, https:\/\/trak.in\/stories\/wp-content\/uploads\/2025\/06\/Screenshot-2025-06-23-at-12.21.08\u202fPM-768x407.png 768w, https:\/\/trak.in\/stories\/wp-content\/uploads\/2025\/06\/Screenshot-2025-06-23-at-12.21.08\u202fPM-1536x815.png 1536w, https:\/\/trak.in\/stories\/wp-content\/uploads\/2025\/06\/Screenshot-2025-06-23-at-12.21.08\u202fPM.png 1644w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<p>This innovation allows cardholders to use their credit cards for <strong>UPI payments via RuPay<\/strong> and continue using <strong>Visa for global transactions<\/strong>, combining the best of both networks for modern, digitally active users.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>UPI on Credit, Global Benefits<\/strong><\/h3>\n\n\n\n<p>With UPI-based credit payments becoming increasingly popular, this dual-network integration enables customers to pay at millions of merchant outlets using UPI\u2014while still enjoying traditional Visa-powered credit features for domestic and overseas purchases.<\/p>\n\n\n\n<p>Key highlights of the card include:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Zero forex markup<\/strong> on international spending<\/li>\n\n\n\n<li><strong>Unlimited airport lounge access<\/strong> within India<\/li>\n\n\n\n<li><strong>Complimentary spa, dining, and shopping services<\/strong> at select airport venues<\/li>\n<\/ul>\n\n\n\n<p>Anil Goteti, Founder and CEO of Scapia, called it a \u201cseamless and future-ready experience\u201d tailored for the fast-evolving needs of today\u2019s digital Indian consumer.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Scapia Platform Adds Travel-Friendly Features<\/strong><\/h3>\n\n\n\n<p>Alongside the card launch, Scapia has rolled out a <strong>Summer 2025 upgrade<\/strong> to its travel platform. Key updates include:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>AI-powered train booking suggestions<\/strong> to help users avoid long waitlists<\/li>\n\n\n\n<li><strong>Map-based hotel bookings<\/strong>, allowing users to choose stays near popular spots like markets or beaches<\/li>\n\n\n\n<li><strong>Special airfares<\/strong> for students and senior citizens<\/li>\n\n\n\n<li>An <strong>improved Scapia Coin rewards interface<\/strong>, enabling better tracking and redemption for travel perks<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>A Unified Travel and Finance Experience<\/strong><\/h3>\n\n\n\n<p>The Scapia Federal RuPay Credit Card and travel platform upgrades collectively aim to <strong>simplify, reward, and personalise<\/strong> the travel and spending experience. By fusing smart financial tools with travel-centric features, Scapia is positioning itself at the intersection of <strong>fintech and lifestyle<\/strong>, targeting a growing base of tech-savvy, travel-loving Indians.<\/p>\n\n\n\n<p><a href=\"https:\/\/cardinsider.com\/blog\/scapia-credit-card-now-rupay-latest-update-june\/\">Image Source<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Scapia, a travel-focused fintech platform, has teamed up with Federal Bank to launch a game-changing product\u2014the Scapia Federal RuPay Credit Card. This is India\u2019s first credit card to operate across both the RuPay and Visa networks, offering seamless functionality across UPI, online, offline, and international transactions\u2014all under a single credit limit and monthly statement. This [&hellip;]<\/p>\n","protected":false},"author":30,"featured_media":1296765,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[21],"tags":[1448,8117],"class_list":["post-1296764","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-business","tag-credit-card","tag-scapia"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v25.9 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>India&#039;s 1st Credit Card With Visa, RuPay &amp; Zero Forex Charges Launched - Trak.in - Indian Business of Tech, Mobile &amp; Startups<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/trak.in\/stories\/indias-1st-credit-card-with-visa-rupay-zero-forex-charges-launched\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"India&#039;s 1st Credit Card With Visa, RuPay &amp; Zero Forex Charges Launched - Trak.in - Indian Business of Tech, Mobile &amp; Startups\" \/>\n<meta property=\"og:description\" content=\"Scapia, a travel-focused fintech platform, has teamed up with Federal Bank to launch a game-changing product\u2014the Scapia Federal RuPay Credit Card. This is India\u2019s first credit card to operate across both the RuPay and Visa networks, offering seamless functionality across UPI, online, offline, and international transactions\u2014all under a single credit limit and monthly statement. This [&hellip;]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/trak.in\/stories\/indias-1st-credit-card-with-visa-rupay-zero-forex-charges-launched\/\" \/>\n<meta property=\"og:site_name\" content=\"Trak.in - Indian Business of Tech, Mobile &amp; Startups\" \/>\n<meta property=\"article:published_time\" content=\"2025-06-23T06:51:52+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2025-06-23T06:52:27+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/trak.in\/stories\/wp-content\/uploads\/2025\/06\/Screenshot-2025-06-23-at-12.21.08\u202fPM.png\" \/>\n\t<meta property=\"og:image:width\" content=\"1644\" \/>\n\t<meta property=\"og:image:height\" content=\"872\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"author\" content=\"Mohul Ghosh\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Mohul Ghosh\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/trak.in\/stories\/indias-1st-credit-card-with-visa-rupay-zero-forex-charges-launched\/\",\"url\":\"https:\/\/trak.in\/stories\/indias-1st-credit-card-with-visa-rupay-zero-forex-charges-launched\/\",\"name\":\"India's 1st Credit Card With Visa, RuPay &amp; Zero Forex Charges Launched - Trak.in - Indian Business of Tech, Mobile &amp; Startups\",\"isPartOf\":{\"@id\":\"https:\/\/trak.in\/stories\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/trak.in\/stories\/indias-1st-credit-card-with-visa-rupay-zero-forex-charges-launched\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/trak.in\/stories\/indias-1st-credit-card-with-visa-rupay-zero-forex-charges-launched\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/trak.in\/stories\/wp-content\/uploads\/2025\/06\/Screenshot-2025-06-23-at-12.21.08\u202fPM.png\",\"datePublished\":\"2025-06-23T06:51:52+00:00\",\"dateModified\":\"2025-06-23T06:52:27+00:00\",\"author\":{\"@id\":\"https:\/\/trak.in\/stories\/#\/schema\/person\/5092a7d2906e3f3c819643435477c2a7\"},\"breadcrumb\":{\"@id\":\"https:\/\/trak.in\/stories\/indias-1st-credit-card-with-visa-rupay-zero-forex-charges-launched\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/trak.in\/stories\/indias-1st-credit-card-with-visa-rupay-zero-forex-charges-launched\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/trak.in\/stories\/indias-1st-credit-card-with-visa-rupay-zero-forex-charges-launched\/#primaryimage\",\"url\":\"https:\/\/trak.in\/stories\/wp-content\/uploads\/2025\/06\/Screenshot-2025-06-23-at-12.21.08\u202fPM.png\",\"contentUrl\":\"https:\/\/trak.in\/stories\/wp-content\/uploads\/2025\/06\/Screenshot-2025-06-23-at-12.21.08\u202fPM.png\",\"width\":1644,\"height\":872},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/trak.in\/stories\/indias-1st-credit-card-with-visa-rupay-zero-forex-charges-launched\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/trak.in\/stories\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"India&#8217;s 1st Credit Card With Visa, RuPay &amp; Zero Forex Charges Launched\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/trak.in\/stories\/#website\",\"url\":\"https:\/\/trak.in\/stories\/\",\"name\":\"Trak.in - Indian Business of Tech, Mobile &amp; Startups\",\"description\":\"Trak.in is a popular Indian Business, Technology, Mobile &amp; Startup blog featuring trending News, views and analytical take on Technology, Business, Finance, Telecom, Mobile, startups &amp; Social Media Space\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/trak.in\/stories\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Person\",\"@id\":\"https:\/\/trak.in\/stories\/#\/schema\/person\/5092a7d2906e3f3c819643435477c2a7\",\"name\":\"Mohul Ghosh\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/trak.in\/stories\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/66c129d83dd3f325a3b550eb1aa16891173ddfc4686361424206cd9a01311c89?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/66c129d83dd3f325a3b550eb1aa16891173ddfc4686361424206cd9a01311c89?s=96&d=mm&r=g\",\"caption\":\"Mohul Ghosh\"},\"url\":\"https:\/\/trak.in\/stories\/author\/mohul-ghosh\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"India's 1st Credit Card With Visa, RuPay &amp; Zero Forex Charges Launched - Trak.in - Indian Business of Tech, Mobile &amp; Startups","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/trak.in\/stories\/indias-1st-credit-card-with-visa-rupay-zero-forex-charges-launched\/","og_locale":"en_US","og_type":"article","og_title":"India's 1st Credit Card With Visa, RuPay &amp; Zero Forex Charges Launched - Trak.in - Indian Business of Tech, Mobile &amp; Startups","og_description":"Scapia, a travel-focused fintech platform, has teamed up with Federal Bank to launch a game-changing product\u2014the Scapia Federal RuPay Credit Card. This is India\u2019s first credit card to operate across both the RuPay and Visa networks, offering seamless functionality across UPI, online, offline, and international transactions\u2014all under a single credit limit and monthly statement. This [&hellip;]","og_url":"https:\/\/trak.in\/stories\/indias-1st-credit-card-with-visa-rupay-zero-forex-charges-launched\/","og_site_name":"Trak.in - Indian Business of Tech, Mobile &amp; Startups","article_published_time":"2025-06-23T06:51:52+00:00","article_modified_time":"2025-06-23T06:52:27+00:00","og_image":[{"width":1644,"height":872,"url":"https:\/\/trak.in\/stories\/wp-content\/uploads\/2025\/06\/Screenshot-2025-06-23-at-12.21.08\u202fPM.png","type":"image\/png"}],"author":"Mohul Ghosh","twitter_card":"summary_large_image","twitter_misc":{"Written by":"Mohul Ghosh","Est. reading time":"2 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/trak.in\/stories\/indias-1st-credit-card-with-visa-rupay-zero-forex-charges-launched\/","url":"https:\/\/trak.in\/stories\/indias-1st-credit-card-with-visa-rupay-zero-forex-charges-launched\/","name":"India's 1st Credit Card With Visa, RuPay &amp; Zero Forex Charges Launched - Trak.in - Indian Business of Tech, Mobile &amp; Startups","isPartOf":{"@id":"https:\/\/trak.in\/stories\/#website"},"primaryImageOfPage":{"@id":"https:\/\/trak.in\/stories\/indias-1st-credit-card-with-visa-rupay-zero-forex-charges-launched\/#primaryimage"},"image":{"@id":"https:\/\/trak.in\/stories\/indias-1st-credit-card-with-visa-rupay-zero-forex-charges-launched\/#primaryimage"},"thumbnailUrl":"https:\/\/trak.in\/stories\/wp-content\/uploads\/2025\/06\/Screenshot-2025-06-23-at-12.21.08\u202fPM.png","datePublished":"2025-06-23T06:51:52+00:00","dateModified":"2025-06-23T06:52:27+00:00","author":{"@id":"https:\/\/trak.in\/stories\/#\/schema\/person\/5092a7d2906e3f3c819643435477c2a7"},"breadcrumb":{"@id":"https:\/\/trak.in\/stories\/indias-1st-credit-card-with-visa-rupay-zero-forex-charges-launched\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/trak.in\/stories\/indias-1st-credit-card-with-visa-rupay-zero-forex-charges-launched\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/trak.in\/stories\/indias-1st-credit-card-with-visa-rupay-zero-forex-charges-launched\/#primaryimage","url":"https:\/\/trak.in\/stories\/wp-content\/uploads\/2025\/06\/Screenshot-2025-06-23-at-12.21.08\u202fPM.png","contentUrl":"https:\/\/trak.in\/stories\/wp-content\/uploads\/2025\/06\/Screenshot-2025-06-23-at-12.21.08\u202fPM.png","width":1644,"height":872},{"@type":"BreadcrumbList","@id":"https:\/\/trak.in\/stories\/indias-1st-credit-card-with-visa-rupay-zero-forex-charges-launched\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/trak.in\/stories\/"},{"@type":"ListItem","position":2,"name":"India&#8217;s 1st Credit Card With Visa, RuPay &amp; Zero Forex Charges Launched"}]},{"@type":"WebSite","@id":"https:\/\/trak.in\/stories\/#website","url":"https:\/\/trak.in\/stories\/","name":"Trak.in - Indian Business of Tech, Mobile &amp; Startups","description":"Trak.in is a popular Indian Business, Technology, Mobile &amp; Startup blog featuring trending News, views and analytical take on Technology, Business, Finance, Telecom, Mobile, startups &amp; Social Media Space","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/trak.in\/stories\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Person","@id":"https:\/\/trak.in\/stories\/#\/schema\/person\/5092a7d2906e3f3c819643435477c2a7","name":"Mohul Ghosh","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/trak.in\/stories\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/66c129d83dd3f325a3b550eb1aa16891173ddfc4686361424206cd9a01311c89?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/66c129d83dd3f325a3b550eb1aa16891173ddfc4686361424206cd9a01311c89?s=96&d=mm&r=g","caption":"Mohul Ghosh"},"url":"https:\/\/trak.in\/stories\/author\/mohul-ghosh\/"}]}},"jetpack_featured_media_url":"https:\/\/trak.in\/stories\/wp-content\/uploads\/2025\/06\/Screenshot-2025-06-23-at-12.21.08\u202fPM.png","jetpack_sharing_enabled":true,"_links":{"self":[{"href":"https:\/\/trak.in\/stories\/wp-json\/wp\/v2\/posts\/1296764","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/trak.in\/stories\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/trak.in\/stories\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/trak.in\/stories\/wp-json\/wp\/v2\/users\/30"}],"replies":[{"embeddable":true,"href":"https:\/\/trak.in\/stories\/wp-json\/wp\/v2\/comments?post=1296764"}],"version-history":[{"count":1,"href":"https:\/\/trak.in\/stories\/wp-json\/wp\/v2\/posts\/1296764\/revisions"}],"predecessor-version":[{"id":1296766,"href":"https:\/\/trak.in\/stories\/wp-json\/wp\/v2\/posts\/1296764\/revisions\/1296766"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/trak.in\/stories\/wp-json\/wp\/v2\/media\/1296765"}],"wp:attachment":[{"href":"https:\/\/trak.in\/stories\/wp-json\/wp\/v2\/media?parent=1296764"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/trak.in\/stories\/wp-json\/wp\/v2\/categories?post=1296764"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/trak.in\/stories\/wp-json\/wp\/v2\/tags?post=1296764"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}