{"id":1295781,"date":"2025-06-02T04:04:49","date_gmt":"2025-06-01T22:34:49","guid":{"rendered":"https:\/\/trak.in\/stories\/?p=1295781"},"modified":"2025-06-02T04:05:39","modified_gmt":"2025-06-01T22:35:39","slug":"hdfc-icici-increasing-charges-for-credit-card-atm-users-from-july-1","status":"publish","type":"post","link":"https:\/\/trak.in\/stories\/hdfc-icici-increasing-charges-for-credit-card-atm-users-from-july-1\/","title":{"rendered":"HDFC, ICICI Increasing Charges For Credit Card, ATM Users From July 1"},"content":{"rendered":"\n<p>Starting <strong>July 1, 2025<\/strong>, private banking giants <strong>HDFC Bank and ICICI Bank<\/strong> will implement <strong>new and increased charges<\/strong> across a wide range of services\u2014<strong>especially targeting credit card users, utility payers, and ATM users<\/strong>.<\/p>\n\n\n\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"576\" src=\"https:\/\/trak.in\/stories\/wp-content\/uploads\/2025\/06\/credit-card-fraud-1280x720-1-1024x576-1.jpg\" alt=\"\" class=\"wp-image-1295787\" srcset=\"https:\/\/trak.in\/stories\/wp-content\/uploads\/2025\/06\/credit-card-fraud-1280x720-1-1024x576-1.jpg 1024w, https:\/\/trak.in\/stories\/wp-content\/uploads\/2025\/06\/credit-card-fraud-1280x720-1-1024x576-1-300x169.jpg 300w, https:\/\/trak.in\/stories\/wp-content\/uploads\/2025\/06\/credit-card-fraud-1280x720-1-1024x576-1-768x432.jpg 768w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<h4 class=\"wp-block-heading\">\ud83d\udd38 <strong>HDFC Bank: Gaming, Wallets &amp; Utilities Under the Lens<\/strong><\/h4>\n\n\n\n<p>HDFC\u2019s revised credit card terms now hit consumers where <a href=\"https:\/\/www.ndtvprofit.com\/business\/private-banks-led-by-hcfc-icici-to-hike-credit-card-charges-from-july-1\">digital spending is growing fastest:<\/a><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Online Gaming<\/strong>:\n<ul class=\"wp-block-list\">\n<li>1% fee on <strong>skill-based gaming<\/strong> spends above \u20b910,000\/month.<\/li>\n\n\n\n<li>Platforms like Dream11, Rummy Culture, MPL, etc. included.<\/li>\n\n\n\n<li><strong>Cap<\/strong>: \u20b94,999\/month.<\/li>\n\n\n\n<li><strong>No reward points<\/strong> on these spends.<\/li>\n<\/ul>\n<\/li>\n\n\n\n<li><strong>Wallet Loading (Paytm, Mobikwik, etc.)<\/strong>:\n<ul class=\"wp-block-list\">\n<li>1% fee on spends <strong>above \u20b910,000\/month<\/strong>.<\/li>\n\n\n\n<li>Capped at \u20b94,999\/month.<\/li>\n<\/ul>\n<\/li>\n\n\n\n<li><strong>Utility Payments<\/strong>:\n<ul class=\"wp-block-list\">\n<li>1% fee on spends above <strong>\u20b950,000\/month<\/strong>.<\/li>\n\n\n\n<li>Insurance excluded.<\/li>\n\n\n\n<li>Cap: \u20b94,999\/month.<\/li>\n<\/ul>\n<\/li>\n\n\n\n<li><strong>Other Spending Categories<\/strong>:\n<ul class=\"wp-block-list\">\n<li><strong>Rent, Fuel, Education<\/strong>: Cap of \u20b94,999 per transaction.<\/li>\n\n\n\n<li>Fuel charges apply only on spends <strong>above \u20b915,000\/txn<\/strong>.<\/li>\n\n\n\n<li>No charge on <strong>education payments<\/strong> via direct channels (college\/school POS or websites).<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n\n\n\n<h4 class=\"wp-block-heading\">\ud83d\udd38 <strong>ICICI Bank: Traditional Banking Services Get Costlier<\/strong><\/h4>\n\n\n\n<p>ICICI\u2019s revision affects more <strong>day-to-day banking services<\/strong>:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Demand Drafts (DD) &amp; Pay Orders (PO)<\/strong>:\n<ul class=\"wp-block-list\">\n<li>Now charged at <strong>\u20b92 per \u20b91,000<\/strong> (min \u20b950, max \u20b915,000).<\/li>\n\n\n\n<li>Previously, it was \u20b950 for up to \u20b910,000 and \u20b95 per \u20b91,000 after that.<\/li>\n<\/ul>\n<\/li>\n\n\n\n<li><strong>ATM Charges<\/strong>:\n<ul class=\"wp-block-list\">\n<li><strong>Interchange (other bank ATMs)<\/strong>:\n<ul class=\"wp-block-list\">\n<li>\u20b923\/financial txn (was \u20b921),<\/li>\n\n\n\n<li>\u20b98.5\/non-financial txn (unchanged) after 3 free txns.<\/li>\n<\/ul>\n<\/li>\n\n\n\n<li><strong>ICICI Bank ATMs<\/strong>:\n<ul class=\"wp-block-list\">\n<li>\u20b923\/txn after 5 free txns (was \u20b921).<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<\/li>\n\n\n\n<li><strong>Debit Card Charges<\/strong>:\n<ul class=\"wp-block-list\">\n<li><strong>Annual Fee<\/strong>: \u20b9300 (up from \u20b9200).<\/li>\n\n\n\n<li><strong>Replacement Card<\/strong>: \u20b9300\/card (up from \u20b9200).<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">\ud83d\udcac <strong>Why Are Banks Doing This?<\/strong><\/h3>\n\n\n\n<ol class=\"wp-block-list\">\n<li><strong>Monetizing Digital Growth<\/strong>:<br>As users spend more on <strong>gaming, wallets, and utilities<\/strong>, banks see an opportunity to tap into that digital spend with charges.<\/li>\n\n\n\n<li><strong>Cost Recovery &amp; Margin Pressure<\/strong>:<br>With <strong>digital infrastructure upgrades<\/strong> and rising transaction volumes, banks may be trying to offset operational costs.<\/li>\n\n\n\n<li><strong>Shifting Customer Behavior<\/strong>:<br>The strategy could push <strong>high-volume users<\/strong> toward direct payment methods or reduce reward-seeking behavior like wallet loading for points.<\/li>\n<\/ol>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">\u26a0\ufe0f <strong>What Customers Should Watch Out For<\/strong><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Track Monthly Spending<\/strong>:<br>Cross the threshold and charges kick in across categories. Set alerts if needed.<\/li>\n\n\n\n<li><strong>Reward Limitations<\/strong>:<br>No points for gaming = rethink your platform usage if you&#8217;re spending big on such sites.<\/li>\n\n\n\n<li><strong>ATM Usage Habits<\/strong>:<br>Consolidate ATM withdrawals to stay within free limits and avoid piling fees.<\/li>\n\n\n\n<li><strong>Debit Card Replacements<\/strong>:<br>Lost your card? It&#8217;s costlier now\u2014take extra care.<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">\ud83d\udccc Bottom Line<\/h3>\n\n\n\n<p><strong>From wallets to withdrawals, nearly every transaction is getting costlier.<\/strong><br>Customers will need to be more alert and strategic with how they spend, pay bills, and use their cards. These revised charges also signal a <strong>growing trend of Indian banks monetizing high-volume digital transactions<\/strong>, a model already prevalent in several global markets.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Starting July 1, 2025, private banking giants HDFC Bank and ICICI Bank will implement new and increased charges across a wide range of services\u2014especially targeting credit card users, utility payers, and ATM users. \ud83d\udd38 HDFC Bank: Gaming, Wallets &amp; Utilities Under the Lens HDFC\u2019s revised credit card terms now hit consumers where digital spending is [&hellip;]<\/p>\n","protected":false},"author":30,"featured_media":1295787,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[21],"tags":[575,610],"class_list":["post-1295781","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-business","tag-hdfc","tag-icici-bank"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v25.9 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>HDFC, ICICI Increasing Charges For Credit Card, ATM Users From July 1 - Trak.in - Indian Business of Tech, Mobile &amp; Startups<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/trak.in\/stories\/hdfc-icici-increasing-charges-for-credit-card-atm-users-from-july-1\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"HDFC, ICICI Increasing Charges For Credit Card, ATM Users From July 1 - Trak.in - Indian Business of Tech, Mobile &amp; Startups\" \/>\n<meta property=\"og:description\" content=\"Starting July 1, 2025, private banking giants HDFC Bank and ICICI Bank will implement new and increased charges across a wide range of services\u2014especially targeting credit card users, utility payers, and ATM users. \ud83d\udd38 HDFC Bank: Gaming, Wallets &amp; Utilities Under the Lens HDFC\u2019s revised credit card terms now hit consumers where digital spending is [&hellip;]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/trak.in\/stories\/hdfc-icici-increasing-charges-for-credit-card-atm-users-from-july-1\/\" \/>\n<meta property=\"og:site_name\" content=\"Trak.in - Indian Business of Tech, Mobile &amp; Startups\" \/>\n<meta property=\"article:published_time\" content=\"2025-06-01T22:34:49+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2025-06-01T22:35:39+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/trak.in\/stories\/wp-content\/uploads\/2025\/06\/credit-card-fraud-1280x720-1-1024x576-1.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1024\" \/>\n\t<meta property=\"og:image:height\" content=\"576\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Mohul Ghosh\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Mohul Ghosh\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"3 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/trak.in\/stories\/hdfc-icici-increasing-charges-for-credit-card-atm-users-from-july-1\/\",\"url\":\"https:\/\/trak.in\/stories\/hdfc-icici-increasing-charges-for-credit-card-atm-users-from-july-1\/\",\"name\":\"HDFC, ICICI Increasing Charges For Credit Card, ATM Users From July 1 - Trak.in - Indian Business of Tech, Mobile &amp; Startups\",\"isPartOf\":{\"@id\":\"https:\/\/trak.in\/stories\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/trak.in\/stories\/hdfc-icici-increasing-charges-for-credit-card-atm-users-from-july-1\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/trak.in\/stories\/hdfc-icici-increasing-charges-for-credit-card-atm-users-from-july-1\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/trak.in\/stories\/wp-content\/uploads\/2025\/06\/credit-card-fraud-1280x720-1-1024x576-1.jpg\",\"datePublished\":\"2025-06-01T22:34:49+00:00\",\"dateModified\":\"2025-06-01T22:35:39+00:00\",\"author\":{\"@id\":\"https:\/\/trak.in\/stories\/#\/schema\/person\/5092a7d2906e3f3c819643435477c2a7\"},\"breadcrumb\":{\"@id\":\"https:\/\/trak.in\/stories\/hdfc-icici-increasing-charges-for-credit-card-atm-users-from-july-1\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/trak.in\/stories\/hdfc-icici-increasing-charges-for-credit-card-atm-users-from-july-1\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/trak.in\/stories\/hdfc-icici-increasing-charges-for-credit-card-atm-users-from-july-1\/#primaryimage\",\"url\":\"https:\/\/trak.in\/stories\/wp-content\/uploads\/2025\/06\/credit-card-fraud-1280x720-1-1024x576-1.jpg\",\"contentUrl\":\"https:\/\/trak.in\/stories\/wp-content\/uploads\/2025\/06\/credit-card-fraud-1280x720-1-1024x576-1.jpg\",\"width\":1024,\"height\":576},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/trak.in\/stories\/hdfc-icici-increasing-charges-for-credit-card-atm-users-from-july-1\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/trak.in\/stories\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"HDFC, ICICI Increasing Charges For Credit Card, ATM Users From July 1\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/trak.in\/stories\/#website\",\"url\":\"https:\/\/trak.in\/stories\/\",\"name\":\"Trak.in - Indian Business of Tech, Mobile &amp; Startups\",\"description\":\"Trak.in is a popular Indian Business, Technology, Mobile &amp; Startup blog featuring trending News, views and analytical take on Technology, Business, Finance, Telecom, Mobile, startups &amp; Social Media Space\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/trak.in\/stories\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Person\",\"@id\":\"https:\/\/trak.in\/stories\/#\/schema\/person\/5092a7d2906e3f3c819643435477c2a7\",\"name\":\"Mohul Ghosh\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/trak.in\/stories\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/66c129d83dd3f325a3b550eb1aa16891173ddfc4686361424206cd9a01311c89?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/66c129d83dd3f325a3b550eb1aa16891173ddfc4686361424206cd9a01311c89?s=96&d=mm&r=g\",\"caption\":\"Mohul Ghosh\"},\"url\":\"https:\/\/trak.in\/stories\/author\/mohul-ghosh\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"HDFC, ICICI Increasing Charges For Credit Card, ATM Users From July 1 - Trak.in - Indian Business of Tech, Mobile &amp; Startups","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/trak.in\/stories\/hdfc-icici-increasing-charges-for-credit-card-atm-users-from-july-1\/","og_locale":"en_US","og_type":"article","og_title":"HDFC, ICICI Increasing Charges For Credit Card, ATM Users From July 1 - Trak.in - Indian Business of Tech, Mobile &amp; Startups","og_description":"Starting July 1, 2025, private banking giants HDFC Bank and ICICI Bank will implement new and increased charges across a wide range of services\u2014especially targeting credit card users, utility payers, and ATM users. \ud83d\udd38 HDFC Bank: Gaming, Wallets &amp; Utilities Under the Lens HDFC\u2019s revised credit card terms now hit consumers where digital spending is [&hellip;]","og_url":"https:\/\/trak.in\/stories\/hdfc-icici-increasing-charges-for-credit-card-atm-users-from-july-1\/","og_site_name":"Trak.in - Indian Business of Tech, Mobile &amp; Startups","article_published_time":"2025-06-01T22:34:49+00:00","article_modified_time":"2025-06-01T22:35:39+00:00","og_image":[{"width":1024,"height":576,"url":"https:\/\/trak.in\/stories\/wp-content\/uploads\/2025\/06\/credit-card-fraud-1280x720-1-1024x576-1.jpg","type":"image\/jpeg"}],"author":"Mohul Ghosh","twitter_card":"summary_large_image","twitter_misc":{"Written by":"Mohul Ghosh","Est. reading time":"3 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/trak.in\/stories\/hdfc-icici-increasing-charges-for-credit-card-atm-users-from-july-1\/","url":"https:\/\/trak.in\/stories\/hdfc-icici-increasing-charges-for-credit-card-atm-users-from-july-1\/","name":"HDFC, ICICI Increasing Charges For Credit Card, ATM Users From July 1 - Trak.in - Indian Business of Tech, Mobile &amp; Startups","isPartOf":{"@id":"https:\/\/trak.in\/stories\/#website"},"primaryImageOfPage":{"@id":"https:\/\/trak.in\/stories\/hdfc-icici-increasing-charges-for-credit-card-atm-users-from-july-1\/#primaryimage"},"image":{"@id":"https:\/\/trak.in\/stories\/hdfc-icici-increasing-charges-for-credit-card-atm-users-from-july-1\/#primaryimage"},"thumbnailUrl":"https:\/\/trak.in\/stories\/wp-content\/uploads\/2025\/06\/credit-card-fraud-1280x720-1-1024x576-1.jpg","datePublished":"2025-06-01T22:34:49+00:00","dateModified":"2025-06-01T22:35:39+00:00","author":{"@id":"https:\/\/trak.in\/stories\/#\/schema\/person\/5092a7d2906e3f3c819643435477c2a7"},"breadcrumb":{"@id":"https:\/\/trak.in\/stories\/hdfc-icici-increasing-charges-for-credit-card-atm-users-from-july-1\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/trak.in\/stories\/hdfc-icici-increasing-charges-for-credit-card-atm-users-from-july-1\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/trak.in\/stories\/hdfc-icici-increasing-charges-for-credit-card-atm-users-from-july-1\/#primaryimage","url":"https:\/\/trak.in\/stories\/wp-content\/uploads\/2025\/06\/credit-card-fraud-1280x720-1-1024x576-1.jpg","contentUrl":"https:\/\/trak.in\/stories\/wp-content\/uploads\/2025\/06\/credit-card-fraud-1280x720-1-1024x576-1.jpg","width":1024,"height":576},{"@type":"BreadcrumbList","@id":"https:\/\/trak.in\/stories\/hdfc-icici-increasing-charges-for-credit-card-atm-users-from-july-1\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/trak.in\/stories\/"},{"@type":"ListItem","position":2,"name":"HDFC, ICICI Increasing Charges For Credit Card, ATM Users From July 1"}]},{"@type":"WebSite","@id":"https:\/\/trak.in\/stories\/#website","url":"https:\/\/trak.in\/stories\/","name":"Trak.in - Indian Business of Tech, Mobile &amp; Startups","description":"Trak.in is a popular Indian Business, Technology, Mobile &amp; Startup blog featuring trending News, views and analytical take on Technology, Business, Finance, Telecom, Mobile, startups &amp; Social Media Space","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/trak.in\/stories\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Person","@id":"https:\/\/trak.in\/stories\/#\/schema\/person\/5092a7d2906e3f3c819643435477c2a7","name":"Mohul Ghosh","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/trak.in\/stories\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/66c129d83dd3f325a3b550eb1aa16891173ddfc4686361424206cd9a01311c89?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/66c129d83dd3f325a3b550eb1aa16891173ddfc4686361424206cd9a01311c89?s=96&d=mm&r=g","caption":"Mohul Ghosh"},"url":"https:\/\/trak.in\/stories\/author\/mohul-ghosh\/"}]}},"jetpack_featured_media_url":"https:\/\/trak.in\/stories\/wp-content\/uploads\/2025\/06\/credit-card-fraud-1280x720-1-1024x576-1.jpg","jetpack_sharing_enabled":true,"_links":{"self":[{"href":"https:\/\/trak.in\/stories\/wp-json\/wp\/v2\/posts\/1295781","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/trak.in\/stories\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/trak.in\/stories\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/trak.in\/stories\/wp-json\/wp\/v2\/users\/30"}],"replies":[{"embeddable":true,"href":"https:\/\/trak.in\/stories\/wp-json\/wp\/v2\/comments?post=1295781"}],"version-history":[{"count":1,"href":"https:\/\/trak.in\/stories\/wp-json\/wp\/v2\/posts\/1295781\/revisions"}],"predecessor-version":[{"id":1295788,"href":"https:\/\/trak.in\/stories\/wp-json\/wp\/v2\/posts\/1295781\/revisions\/1295788"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/trak.in\/stories\/wp-json\/wp\/v2\/media\/1295787"}],"wp:attachment":[{"href":"https:\/\/trak.in\/stories\/wp-json\/wp\/v2\/media?parent=1295781"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/trak.in\/stories\/wp-json\/wp\/v2\/categories?post=1295781"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/trak.in\/stories\/wp-json\/wp\/v2\/tags?post=1295781"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}