{"id":1291333,"date":"2025-02-27T09:57:44","date_gmt":"2025-02-27T04:27:44","guid":{"rendered":"https:\/\/trak.in\/stories\/?p=1291333"},"modified":"2025-02-27T09:58:21","modified_gmt":"2025-02-27T04:28:21","slug":"govt-plans-national-pension-scheme-for-every-indian-irrespective-of-employment-status","status":"publish","type":"post","link":"https:\/\/trak.in\/stories\/govt-plans-national-pension-scheme-for-every-indian-irrespective-of-employment-status\/","title":{"rendered":"Govt Plans National Pension Scheme For Every Indian: Irrespective Of Employment Status"},"content":{"rendered":"\n<h3 class=\"wp-block-heading\"><\/h3>\n\n\n\n<p>The <strong>Labour Ministry<\/strong> is developing a <strong>universal pension scheme<\/strong> that will ensure <strong>pension security for all citizens<\/strong>, including workers in the <strong>unorganised sector<\/strong> who currently lack access to large savings schemes.<\/p>\n\n\n\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"580\" src=\"https:\/\/trak.in\/stories\/wp-content\/uploads\/2025\/02\/Screenshot-2024-09-01-at-9.11.02\u202fAM-1024x580-1.png\" alt=\"Govt Plans National Pension Scheme For Every Indian: Irrespective Of Employment Status\" class=\"wp-image-1291342\" srcset=\"https:\/\/trak.in\/stories\/wp-content\/uploads\/2025\/02\/Screenshot-2024-09-01-at-9.11.02\u202fAM-1024x580-1.png 1024w, https:\/\/trak.in\/stories\/wp-content\/uploads\/2025\/02\/Screenshot-2024-09-01-at-9.11.02\u202fAM-1024x580-1-300x170.png 300w, https:\/\/trak.in\/stories\/wp-content\/uploads\/2025\/02\/Screenshot-2024-09-01-at-9.11.02\u202fAM-1024x580-1-768x435.png 768w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<h4 class=\"wp-block-heading\"><strong>Key Features of the Universal Pension Scheme<\/strong><\/h4>\n\n\n\n<p>\ud83d\udd39 <strong>Open to All Citizens<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Covers <strong><a href=\"https:\/\/www.ndtv.com\/india-news\/new-universal-pension-scheme-for-all-indians-in-the-pipeline-sources-7798553\">unorganised sector workers<\/a><\/strong> (construction workers, gig workers, domestic staff).<\/li>\n\n\n\n<li>Also available for <strong>salaried employees and self-employed individuals<\/strong>.<\/li>\n<\/ul>\n\n\n\n<p>\ud83d\udd39 <strong>Voluntary Participation<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Unlike EPF, <strong>contributions will be voluntary<\/strong>, and the <strong>government will not make contributions<\/strong>.<\/li>\n<\/ul>\n\n\n\n<p>\ud83d\udd39 <strong>No Replacement for NPS<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>This new scheme will <strong>not replace or merge with the National Pension Scheme (NPS)<\/strong>.<\/li>\n\n\n\n<li>However, it may <strong>subsume some existing pension schemes<\/strong>.<\/li>\n<\/ul>\n\n\n\n<p>\ud83d\udd39 <strong>A Safe &amp; Flexible Option<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Aims to provide <strong>a secure savings framework<\/strong> for all individuals.<\/li>\n\n\n\n<li>The government is working on the <strong>proposal document<\/strong>, and <strong>stakeholder consultations<\/strong> will begin soon.<\/li>\n<\/ul>\n\n\n\n<h4 class=\"wp-block-heading\"><strong>Existing Pension Schemes for Unorganised Workers<\/strong><\/h4>\n\n\n\n<p>Currently, there are several government-backed pension schemes, such as:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Atal Pension Yojana<\/strong> \u2013 Provides a <strong>monthly pension of \u20b91,000-\u20b91,500<\/strong> after the age of 60.<\/li>\n\n\n\n<li><strong>Pradhan Mantri Shram Yogi Mandhan Yojana (PM-SYM)<\/strong> \u2013 Benefits <strong>street vendors, domestic workers, and labourers<\/strong>.<\/li>\n\n\n\n<li><strong>Pradhan Mantri Kisan Mandhan Yojana<\/strong> \u2013 Offers <strong>\u20b93,000 per month<\/strong> for farmers after 60.<\/li>\n<\/ul>\n\n\n\n<p>With this <strong>new Universal Pension Scheme<\/strong>, the government aims to <strong>simplify and enhance pension coverage<\/strong> for all citizens, ensuring <strong>financial security in retirement<\/strong>.<\/p>\n\n\n\n<p>4o<\/p>\n","protected":false},"excerpt":{"rendered":"<p>The Labour Ministry is developing a universal pension scheme that will ensure pension security for all citizens, including workers in the unorganised sector who currently lack access to large savings schemes. Key Features of the Universal Pension Scheme \ud83d\udd39 Open to All Citizens \ud83d\udd39 Voluntary Participation \ud83d\udd39 No Replacement for NPS \ud83d\udd39 A Safe &amp; [&hellip;]<\/p>\n","protected":false},"author":30,"featured_media":1291342,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[21],"tags":[7177],"class_list":["post-1291333","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-business","tag-national-pension-scheme"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v25.9 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Govt Plans National Pension Scheme For Every Indian: Irrespective Of Employment Status - Trak.in - Indian Business of Tech, Mobile &amp; Startups<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/trak.in\/stories\/govt-plans-national-pension-scheme-for-every-indian-irrespective-of-employment-status\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Govt Plans National Pension Scheme For Every Indian: Irrespective Of Employment Status - Trak.in - Indian Business of Tech, Mobile &amp; Startups\" \/>\n<meta property=\"og:description\" content=\"The Labour Ministry is developing a universal pension scheme that will ensure pension security for all citizens, including workers in the unorganised sector who currently lack access to large savings schemes. Key Features of the Universal Pension Scheme \ud83d\udd39 Open to All Citizens \ud83d\udd39 Voluntary Participation \ud83d\udd39 No Replacement for NPS \ud83d\udd39 A Safe &amp; [&hellip;]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/trak.in\/stories\/govt-plans-national-pension-scheme-for-every-indian-irrespective-of-employment-status\/\" \/>\n<meta property=\"og:site_name\" content=\"Trak.in - Indian Business of Tech, Mobile &amp; Startups\" \/>\n<meta property=\"article:published_time\" content=\"2025-02-27T04:27:44+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2025-02-27T04:28:21+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/trak.in\/stories\/wp-content\/uploads\/2025\/02\/Screenshot-2024-09-01-at-9.11.02\u202fAM-1024x580-1.png\" \/>\n\t<meta property=\"og:image:width\" content=\"1024\" \/>\n\t<meta property=\"og:image:height\" content=\"580\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"author\" content=\"Mohul Ghosh\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Mohul Ghosh\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/trak.in\/stories\/govt-plans-national-pension-scheme-for-every-indian-irrespective-of-employment-status\/\",\"url\":\"https:\/\/trak.in\/stories\/govt-plans-national-pension-scheme-for-every-indian-irrespective-of-employment-status\/\",\"name\":\"Govt Plans National Pension Scheme For Every Indian: Irrespective Of Employment Status - Trak.in - Indian Business of Tech, Mobile &amp; 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