{"id":1291185,"date":"2025-02-23T09:59:32","date_gmt":"2025-02-23T04:29:32","guid":{"rendered":"https:\/\/trak.in\/stories\/?p=1291185"},"modified":"2025-02-23T10:00:05","modified_gmt":"2025-02-23T04:30:05","slug":"insurance-cost-can-increase-upto-10-in-delhi-due-to-air-pollution","status":"publish","type":"post","link":"https:\/\/trak.in\/stories\/insurance-cost-can-increase-upto-10-in-delhi-due-to-air-pollution\/","title":{"rendered":"Insurance Cost Can Increase Upto 10% In Delhi Due To Air Pollution"},"content":{"rendered":"\n<p>Health insurers in India are discussing a 10% to 15% premium hike on new health insurance policies for residents of New Delhi. This move comes in response to a sharp rise in claims related to air pollution, which led to increased cases of asthma, chronic obstructive pulmonary disease (COPD), and cardiovascular illnesses in 2024.<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"576\" src=\"https:\/\/trak.in\/stories\/wp-content\/uploads\/2025\/02\/Untitled-design-2-1280x720-1-1024x576.jpeg\" alt=\"Insurance Cost Can Increase Upto 10% In Delhi Due To Air Pollution\" class=\"wp-image-1291191\" srcset=\"https:\/\/trak.in\/stories\/wp-content\/uploads\/2025\/02\/Untitled-design-2-1280x720-1-1024x576.jpeg 1024w, https:\/\/trak.in\/stories\/wp-content\/uploads\/2025\/02\/Untitled-design-2-1280x720-1-300x169.jpeg 300w, https:\/\/trak.in\/stories\/wp-content\/uploads\/2025\/02\/Untitled-design-2-1280x720-1-768x432.jpeg 768w, https:\/\/trak.in\/stories\/wp-content\/uploads\/2025\/02\/Untitled-design-2-1280x720-1.jpeg 1280w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Regulatory Approval Required<\/strong><\/h3>\n\n\n\n<p>The proposal, currently under discussion among insurers, will require approval from India\u2019s insurance regulator before implementation. If approved, it would be the first instance of air pollution being directly incorporated into health insurance pricing in India.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Rising Health Concerns Due to Pollution<\/strong><\/h3>\n\n\n\n<p>New Delhi recorded an unprecedented increase in hospital visits for respiratory and <a href=\"https:\/\/economictimes.indiatimes.com\/industry\/banking\/finance\/insure\/insurance-companies-look-to-hike-health-premiums-as-pollution-stings\/articleshow\/118445289.cms?from=mdr\">heart-related ailments last year,<\/a> surpassing previous records. Industry executives believe that pollution should now be treated as a distinct factor in insurance pricing, given its significant impact on public health.<\/p>\n\n\n\n<p><em>&#8220;We have to start considering pollution as a distinct factor in pricing, so that we can apply a specific charge for affected areas,&#8221;<\/em> said Amitabh Jain, COO of Star Health, India\u2019s leading standalone health insurer.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Potential Nationwide Impact<\/strong><\/h3>\n\n\n\n<p>If the premium hike is implemented in New Delhi, it could pave the way for similar adjustments in other highly polluted cities across India. The decision may also influence future policies regarding environmental health risks and insurance.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Future Outlook<\/strong><\/h3>\n\n\n\n<p>While the proposal is still under review, its approval could mark a significant shift in how insurers assess environmental risks. Delhiites may soon have to bear the financial burden of air pollution through higher health insurance premiums.<\/p>\n\n\n\n<p>4o<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Health insurers in India are discussing a 10% to 15% premium hike on new health insurance policies for residents of New Delhi. This move comes in response to a sharp rise in claims related to air pollution, which led to increased cases of asthma, chronic obstructive pulmonary disease (COPD), and cardiovascular illnesses in 2024. Regulatory [&hellip;]<\/p>\n","protected":false},"author":30,"featured_media":1291191,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[21],"tags":[586],"class_list":["post-1291185","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-business","tag-delhi-pollution"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v25.9 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Insurance Cost Can Increase Upto 10% In Delhi Due To Air Pollution - Trak.in - Indian Business of Tech, Mobile &amp; Startups<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/trak.in\/stories\/insurance-cost-can-increase-upto-10-in-delhi-due-to-air-pollution\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Insurance Cost Can Increase Upto 10% In Delhi Due To Air Pollution - Trak.in - Indian Business of Tech, Mobile &amp; Startups\" \/>\n<meta property=\"og:description\" content=\"Health insurers in India are discussing a 10% to 15% premium hike on new health insurance policies for residents of New Delhi. This move comes in response to a sharp rise in claims related to air pollution, which led to increased cases of asthma, chronic obstructive pulmonary disease (COPD), and cardiovascular illnesses in 2024. Regulatory [&hellip;]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/trak.in\/stories\/insurance-cost-can-increase-upto-10-in-delhi-due-to-air-pollution\/\" \/>\n<meta property=\"og:site_name\" content=\"Trak.in - Indian Business of Tech, Mobile &amp; Startups\" \/>\n<meta property=\"article:published_time\" content=\"2025-02-23T04:29:32+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2025-02-23T04:30:05+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/trak.in\/stories\/wp-content\/uploads\/2025\/02\/Untitled-design-2-1280x720-1.jpeg\" \/>\n\t<meta property=\"og:image:width\" content=\"1280\" \/>\n\t<meta property=\"og:image:height\" content=\"720\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Mohul Ghosh\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Mohul Ghosh\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/trak.in\/stories\/insurance-cost-can-increase-upto-10-in-delhi-due-to-air-pollution\/\",\"url\":\"https:\/\/trak.in\/stories\/insurance-cost-can-increase-upto-10-in-delhi-due-to-air-pollution\/\",\"name\":\"Insurance Cost Can Increase Upto 10% In Delhi Due To Air Pollution - Trak.in - Indian Business of Tech, Mobile &amp; Startups\",\"isPartOf\":{\"@id\":\"https:\/\/trak.in\/stories\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/trak.in\/stories\/insurance-cost-can-increase-upto-10-in-delhi-due-to-air-pollution\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/trak.in\/stories\/insurance-cost-can-increase-upto-10-in-delhi-due-to-air-pollution\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/trak.in\/stories\/wp-content\/uploads\/2025\/02\/Untitled-design-2-1280x720-1.jpeg\",\"datePublished\":\"2025-02-23T04:29:32+00:00\",\"dateModified\":\"2025-02-23T04:30:05+00:00\",\"author\":{\"@id\":\"https:\/\/trak.in\/stories\/#\/schema\/person\/5092a7d2906e3f3c819643435477c2a7\"},\"breadcrumb\":{\"@id\":\"https:\/\/trak.in\/stories\/insurance-cost-can-increase-upto-10-in-delhi-due-to-air-pollution\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/trak.in\/stories\/insurance-cost-can-increase-upto-10-in-delhi-due-to-air-pollution\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/trak.in\/stories\/insurance-cost-can-increase-upto-10-in-delhi-due-to-air-pollution\/#primaryimage\",\"url\":\"https:\/\/trak.in\/stories\/wp-content\/uploads\/2025\/02\/Untitled-design-2-1280x720-1.jpeg\",\"contentUrl\":\"https:\/\/trak.in\/stories\/wp-content\/uploads\/2025\/02\/Untitled-design-2-1280x720-1.jpeg\",\"width\":1280,\"height\":720},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/trak.in\/stories\/insurance-cost-can-increase-upto-10-in-delhi-due-to-air-pollution\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/trak.in\/stories\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Insurance Cost Can Increase Upto 10% In Delhi Due To Air Pollution\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/trak.in\/stories\/#website\",\"url\":\"https:\/\/trak.in\/stories\/\",\"name\":\"Trak.in - Indian Business of Tech, Mobile &amp; Startups\",\"description\":\"Trak.in is a popular Indian Business, Technology, Mobile &amp; Startup blog featuring trending News, views and analytical take on Technology, Business, Finance, Telecom, Mobile, startups &amp; Social Media Space\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/trak.in\/stories\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Person\",\"@id\":\"https:\/\/trak.in\/stories\/#\/schema\/person\/5092a7d2906e3f3c819643435477c2a7\",\"name\":\"Mohul Ghosh\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/trak.in\/stories\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/66c129d83dd3f325a3b550eb1aa16891173ddfc4686361424206cd9a01311c89?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/66c129d83dd3f325a3b550eb1aa16891173ddfc4686361424206cd9a01311c89?s=96&d=mm&r=g\",\"caption\":\"Mohul Ghosh\"},\"url\":\"https:\/\/trak.in\/stories\/author\/mohul-ghosh\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Insurance Cost Can Increase Upto 10% In Delhi Due To Air Pollution - Trak.in - Indian Business of Tech, Mobile &amp; Startups","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/trak.in\/stories\/insurance-cost-can-increase-upto-10-in-delhi-due-to-air-pollution\/","og_locale":"en_US","og_type":"article","og_title":"Insurance Cost Can Increase Upto 10% In Delhi Due To Air Pollution - Trak.in - Indian Business of Tech, Mobile &amp; Startups","og_description":"Health insurers in India are discussing a 10% to 15% premium hike on new health insurance policies for residents of New Delhi. This move comes in response to a sharp rise in claims related to air pollution, which led to increased cases of asthma, chronic obstructive pulmonary disease (COPD), and cardiovascular illnesses in 2024. Regulatory [&hellip;]","og_url":"https:\/\/trak.in\/stories\/insurance-cost-can-increase-upto-10-in-delhi-due-to-air-pollution\/","og_site_name":"Trak.in - Indian Business of Tech, Mobile &amp; Startups","article_published_time":"2025-02-23T04:29:32+00:00","article_modified_time":"2025-02-23T04:30:05+00:00","og_image":[{"width":1280,"height":720,"url":"https:\/\/trak.in\/stories\/wp-content\/uploads\/2025\/02\/Untitled-design-2-1280x720-1.jpeg","type":"image\/jpeg"}],"author":"Mohul Ghosh","twitter_card":"summary_large_image","twitter_misc":{"Written by":"Mohul Ghosh","Est. reading time":"2 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/trak.in\/stories\/insurance-cost-can-increase-upto-10-in-delhi-due-to-air-pollution\/","url":"https:\/\/trak.in\/stories\/insurance-cost-can-increase-upto-10-in-delhi-due-to-air-pollution\/","name":"Insurance Cost Can Increase Upto 10% In Delhi Due To Air Pollution - Trak.in - Indian Business of Tech, Mobile &amp; Startups","isPartOf":{"@id":"https:\/\/trak.in\/stories\/#website"},"primaryImageOfPage":{"@id":"https:\/\/trak.in\/stories\/insurance-cost-can-increase-upto-10-in-delhi-due-to-air-pollution\/#primaryimage"},"image":{"@id":"https:\/\/trak.in\/stories\/insurance-cost-can-increase-upto-10-in-delhi-due-to-air-pollution\/#primaryimage"},"thumbnailUrl":"https:\/\/trak.in\/stories\/wp-content\/uploads\/2025\/02\/Untitled-design-2-1280x720-1.jpeg","datePublished":"2025-02-23T04:29:32+00:00","dateModified":"2025-02-23T04:30:05+00:00","author":{"@id":"https:\/\/trak.in\/stories\/#\/schema\/person\/5092a7d2906e3f3c819643435477c2a7"},"breadcrumb":{"@id":"https:\/\/trak.in\/stories\/insurance-cost-can-increase-upto-10-in-delhi-due-to-air-pollution\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/trak.in\/stories\/insurance-cost-can-increase-upto-10-in-delhi-due-to-air-pollution\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/trak.in\/stories\/insurance-cost-can-increase-upto-10-in-delhi-due-to-air-pollution\/#primaryimage","url":"https:\/\/trak.in\/stories\/wp-content\/uploads\/2025\/02\/Untitled-design-2-1280x720-1.jpeg","contentUrl":"https:\/\/trak.in\/stories\/wp-content\/uploads\/2025\/02\/Untitled-design-2-1280x720-1.jpeg","width":1280,"height":720},{"@type":"BreadcrumbList","@id":"https:\/\/trak.in\/stories\/insurance-cost-can-increase-upto-10-in-delhi-due-to-air-pollution\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/trak.in\/stories\/"},{"@type":"ListItem","position":2,"name":"Insurance Cost Can Increase Upto 10% In Delhi Due To Air Pollution"}]},{"@type":"WebSite","@id":"https:\/\/trak.in\/stories\/#website","url":"https:\/\/trak.in\/stories\/","name":"Trak.in - Indian Business of Tech, Mobile &amp; Startups","description":"Trak.in is a popular Indian Business, Technology, Mobile &amp; Startup blog featuring trending News, views and analytical take on Technology, Business, Finance, Telecom, Mobile, startups &amp; Social Media Space","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/trak.in\/stories\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Person","@id":"https:\/\/trak.in\/stories\/#\/schema\/person\/5092a7d2906e3f3c819643435477c2a7","name":"Mohul Ghosh","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/trak.in\/stories\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/66c129d83dd3f325a3b550eb1aa16891173ddfc4686361424206cd9a01311c89?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/66c129d83dd3f325a3b550eb1aa16891173ddfc4686361424206cd9a01311c89?s=96&d=mm&r=g","caption":"Mohul Ghosh"},"url":"https:\/\/trak.in\/stories\/author\/mohul-ghosh\/"}]}},"jetpack_featured_media_url":"https:\/\/trak.in\/stories\/wp-content\/uploads\/2025\/02\/Untitled-design-2-1280x720-1.jpeg","jetpack_sharing_enabled":true,"_links":{"self":[{"href":"https:\/\/trak.in\/stories\/wp-json\/wp\/v2\/posts\/1291185","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/trak.in\/stories\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/trak.in\/stories\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/trak.in\/stories\/wp-json\/wp\/v2\/users\/30"}],"replies":[{"embeddable":true,"href":"https:\/\/trak.in\/stories\/wp-json\/wp\/v2\/comments?post=1291185"}],"version-history":[{"count":1,"href":"https:\/\/trak.in\/stories\/wp-json\/wp\/v2\/posts\/1291185\/revisions"}],"predecessor-version":[{"id":1291192,"href":"https:\/\/trak.in\/stories\/wp-json\/wp\/v2\/posts\/1291185\/revisions\/1291192"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/trak.in\/stories\/wp-json\/wp\/v2\/media\/1291191"}],"wp:attachment":[{"href":"https:\/\/trak.in\/stories\/wp-json\/wp\/v2\/media?parent=1291185"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/trak.in\/stories\/wp-json\/wp\/v2\/categories?post=1291185"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/trak.in\/stories\/wp-json\/wp\/v2\/tags?post=1291185"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}