{"id":1283128,"date":"2024-07-06T08:47:05","date_gmt":"2024-07-06T03:17:05","guid":{"rendered":"https:\/\/trak.in\/stories\/?p=1283128"},"modified":"2024-07-06T08:47:25","modified_gmt":"2024-07-06T03:17:25","slug":"only-these-credit-card-users-can-make-payments-with-cred-phonepe","status":"publish","type":"post","link":"https:\/\/trak.in\/stories\/only-these-credit-card-users-can-make-payments-with-cred-phonepe\/","title":{"rendered":"Only These Credit Card Users Can Make Payments With Cred, PhonePe"},"content":{"rendered":"\n<p>The repayment of credit card outstanding amount has been tweaked by the Reserve Bank of India (RBI) and the changes are effective from July 1.\u00a0<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"575\" src=\"https:\/\/trak.in\/stories\/wp-content\/uploads\/2024\/07\/Screenshot-2024-07-06-at-8.45.24\u202fAM-1024x575.png\" alt=\"Only These Credit Card Users Can Make Payments With Cred, PhonePe\" class=\"wp-image-1283146\" srcset=\"https:\/\/trak.in\/stories\/wp-content\/uploads\/2024\/07\/Screenshot-2024-07-06-at-8.45.24\u202fAM-1024x575.png 1024w, https:\/\/trak.in\/stories\/wp-content\/uploads\/2024\/07\/Screenshot-2024-07-06-at-8.45.24\u202fAM-300x168.png 300w, https:\/\/trak.in\/stories\/wp-content\/uploads\/2024\/07\/Screenshot-2024-07-06-at-8.45.24\u202fAM-768x431.png 768w, https:\/\/trak.in\/stories\/wp-content\/uploads\/2024\/07\/Screenshot-2024-07-06-at-8.45.24\u202fAM-1536x862.png 1536w, https:\/\/trak.in\/stories\/wp-content\/uploads\/2024\/07\/Screenshot-2024-07-06-at-8.45.24\u202fAM.png 1596w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<p>As per the central bank, all the credit card bill payments via third-party applications must be <a href=\"https:\/\/www.hindustantimes.com\/business\/now-you-cannot-use-cred-phonepe-amazon-pay-paytm-for-credit-card-payments-101719999488703.html#google_vignette\">routed<\/a> through the Bharat Bill Payment System (BBPS)- managed by the National Payments Corporation of India (NPCI).<\/p>\n\n\n\n<p>This has been introduced in the light of the fact that these banking institutions are not integrated with the Bharat Bill Payment System (BBPS) platform.<\/p>\n\n\n\n<p><strong>What is BBPS platform?<\/strong><\/p>\n\n\n\n<p>Developed by RBI with the aim to provide advanced technological solutions to streamline payment collection process for businesses and customers, BBPS empowers one to conveniently make payments through a network of physical outlets like bank branches and collection stores as well as through various digital channels such as apps and websites.<\/p>\n\n\n\n<p>What this system does is that ensures the prompt settlements and accommodates a variety of payment methods for enhanced flexibility and convenience.<\/p>\n\n\n\n<p><strong>Which Banks Have It Live &amp; Which are Working on it?<\/strong><\/p>\n\n\n\n<p>The BBPS is live with the below banks:&nbsp;<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>SBI<\/li>\n\n\n\n<li>Kotak Bank<\/li>\n\n\n\n<li>IndusInd Bank<\/li>\n\n\n\n<li>IDBI Bank<\/li>\n\n\n\n<li>AU Small Finance<\/li>\n\n\n\n<li>Canara Bank<\/li>\n\n\n\n<li>Bank of Baroda<\/li>\n\n\n\n<li>Federal Bank<\/li>\n\n\n\n<li>ICICI Bank<\/li>\n\n\n\n<li>Union Bank<\/li>\n\n\n\n<li>Punjab National Bank<\/li>\n\n\n\n<li>Saraswat Bank.<\/li>\n<\/ul>\n\n\n\n<p>Whereas below banks are still working on this integration to BBPS:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Axis Bank<\/li>\n\n\n\n<li>HDFC Bank<\/li>\n\n\n\n<li>IDFC First Bank<\/li>\n\n\n\n<li>Indian Bank<\/li>\n\n\n\n<li>Indian Overseas Bank<\/li>\n\n\n\n<li>YES Bank.<\/li>\n<\/ul>\n\n\n\n<p><a href=\"https:\/\/stories.flipkart.com\/debit-card-emis-customers\/\">Image Source<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>The repayment of credit card outstanding amount has been tweaked by the Reserve Bank of India (RBI) and the changes are effective from July 1.\u00a0 As per the central bank, all the credit card bill payments via third-party applications must be routed through the Bharat Bill Payment System (BBPS)- managed by the National Payments Corporation [&hellip;]<\/p>\n","protected":false},"author":26,"featured_media":1283146,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[21],"tags":[5616,359],"class_list":["post-1283128","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-business","tag-credit-card-users","tag-phonepe"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v25.9 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Only These Credit Card Users Can Make Payments With Cred, PhonePe - Trak.in - Indian Business of Tech, Mobile &amp; Startups<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/trak.in\/stories\/only-these-credit-card-users-can-make-payments-with-cred-phonepe\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Only These Credit Card Users Can Make Payments With Cred, PhonePe - Trak.in - Indian Business of Tech, Mobile &amp; Startups\" \/>\n<meta property=\"og:description\" content=\"The repayment of credit card outstanding amount has been tweaked by the Reserve Bank of India (RBI) and the changes are effective from July 1.\u00a0 As per the central bank, all the credit card bill payments via third-party applications must be routed through the Bharat Bill Payment System (BBPS)- managed by the National Payments Corporation [&hellip;]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/trak.in\/stories\/only-these-credit-card-users-can-make-payments-with-cred-phonepe\/\" \/>\n<meta property=\"og:site_name\" content=\"Trak.in - Indian Business of Tech, Mobile &amp; Startups\" \/>\n<meta property=\"article:published_time\" content=\"2024-07-06T03:17:05+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2024-07-06T03:17:25+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/trak.in\/stories\/wp-content\/uploads\/2024\/07\/Screenshot-2024-07-06-at-8.45.24\u202fAM-1024x575.png\" \/>\n\t<meta property=\"og:image:width\" content=\"1024\" \/>\n\t<meta property=\"og:image:height\" content=\"575\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"author\" content=\"Rohit Kulkarni\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Rohit Kulkarni\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/trak.in\/stories\/only-these-credit-card-users-can-make-payments-with-cred-phonepe\/\",\"url\":\"https:\/\/trak.in\/stories\/only-these-credit-card-users-can-make-payments-with-cred-phonepe\/\",\"name\":\"Only These Credit Card Users Can Make Payments With Cred, PhonePe - Trak.in - Indian Business of Tech, Mobile &amp; Startups\",\"isPartOf\":{\"@id\":\"https:\/\/trak.in\/stories\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/trak.in\/stories\/only-these-credit-card-users-can-make-payments-with-cred-phonepe\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/trak.in\/stories\/only-these-credit-card-users-can-make-payments-with-cred-phonepe\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/trak.in\/stories\/wp-content\/uploads\/2024\/07\/Screenshot-2024-07-06-at-8.45.24\u202fAM.png\",\"datePublished\":\"2024-07-06T03:17:05+00:00\",\"dateModified\":\"2024-07-06T03:17:25+00:00\",\"author\":{\"@id\":\"https:\/\/trak.in\/stories\/#\/schema\/person\/4486219a5d31e657b529e6e874cead8b\"},\"breadcrumb\":{\"@id\":\"https:\/\/trak.in\/stories\/only-these-credit-card-users-can-make-payments-with-cred-phonepe\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/trak.in\/stories\/only-these-credit-card-users-can-make-payments-with-cred-phonepe\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/trak.in\/stories\/only-these-credit-card-users-can-make-payments-with-cred-phonepe\/#primaryimage\",\"url\":\"https:\/\/trak.in\/stories\/wp-content\/uploads\/2024\/07\/Screenshot-2024-07-06-at-8.45.24\u202fAM.png\",\"contentUrl\":\"https:\/\/trak.in\/stories\/wp-content\/uploads\/2024\/07\/Screenshot-2024-07-06-at-8.45.24\u202fAM.png\",\"width\":1596,\"height\":896},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/trak.in\/stories\/only-these-credit-card-users-can-make-payments-with-cred-phonepe\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/trak.in\/stories\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Only These Credit Card Users Can Make Payments With Cred, PhonePe\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/trak.in\/stories\/#website\",\"url\":\"https:\/\/trak.in\/stories\/\",\"name\":\"Trak.in - Indian Business of Tech, Mobile &amp; Startups\",\"description\":\"Trak.in is a popular Indian Business, Technology, Mobile &amp; Startup blog featuring trending News, views and analytical take on Technology, Business, Finance, Telecom, Mobile, startups &amp; Social Media Space\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/trak.in\/stories\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Person\",\"@id\":\"https:\/\/trak.in\/stories\/#\/schema\/person\/4486219a5d31e657b529e6e874cead8b\",\"name\":\"Rohit Kulkarni\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/trak.in\/stories\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/52ba60e3a61a3517cad7b5dd6bce76c6e7a4d8b337f4240839e8737c4ab8b1bb?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/52ba60e3a61a3517cad7b5dd6bce76c6e7a4d8b337f4240839e8737c4ab8b1bb?s=96&d=mm&r=g\",\"caption\":\"Rohit Kulkarni\"},\"url\":\"https:\/\/trak.in\/stories\/author\/rohit-kulkarni\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Only These Credit Card Users Can Make Payments With Cred, PhonePe - Trak.in - Indian Business of Tech, Mobile &amp; Startups","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/trak.in\/stories\/only-these-credit-card-users-can-make-payments-with-cred-phonepe\/","og_locale":"en_US","og_type":"article","og_title":"Only These Credit Card Users Can Make Payments With Cred, PhonePe - Trak.in - Indian Business of Tech, Mobile &amp; Startups","og_description":"The repayment of credit card outstanding amount has been tweaked by the Reserve Bank of India (RBI) and the changes are effective from July 1.\u00a0 As per the central bank, all the credit card bill payments via third-party applications must be routed through the Bharat Bill Payment System (BBPS)- managed by the National Payments Corporation [&hellip;]","og_url":"https:\/\/trak.in\/stories\/only-these-credit-card-users-can-make-payments-with-cred-phonepe\/","og_site_name":"Trak.in - Indian Business of Tech, Mobile &amp; Startups","article_published_time":"2024-07-06T03:17:05+00:00","article_modified_time":"2024-07-06T03:17:25+00:00","og_image":[{"width":1024,"height":575,"url":"https:\/\/trak.in\/stories\/wp-content\/uploads\/2024\/07\/Screenshot-2024-07-06-at-8.45.24\u202fAM-1024x575.png","type":"image\/png"}],"author":"Rohit Kulkarni","twitter_card":"summary_large_image","twitter_misc":{"Written by":"Rohit Kulkarni","Est. reading time":"2 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/trak.in\/stories\/only-these-credit-card-users-can-make-payments-with-cred-phonepe\/","url":"https:\/\/trak.in\/stories\/only-these-credit-card-users-can-make-payments-with-cred-phonepe\/","name":"Only These Credit Card Users Can Make Payments With Cred, PhonePe - Trak.in - Indian Business of Tech, Mobile &amp; Startups","isPartOf":{"@id":"https:\/\/trak.in\/stories\/#website"},"primaryImageOfPage":{"@id":"https:\/\/trak.in\/stories\/only-these-credit-card-users-can-make-payments-with-cred-phonepe\/#primaryimage"},"image":{"@id":"https:\/\/trak.in\/stories\/only-these-credit-card-users-can-make-payments-with-cred-phonepe\/#primaryimage"},"thumbnailUrl":"https:\/\/trak.in\/stories\/wp-content\/uploads\/2024\/07\/Screenshot-2024-07-06-at-8.45.24\u202fAM.png","datePublished":"2024-07-06T03:17:05+00:00","dateModified":"2024-07-06T03:17:25+00:00","author":{"@id":"https:\/\/trak.in\/stories\/#\/schema\/person\/4486219a5d31e657b529e6e874cead8b"},"breadcrumb":{"@id":"https:\/\/trak.in\/stories\/only-these-credit-card-users-can-make-payments-with-cred-phonepe\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/trak.in\/stories\/only-these-credit-card-users-can-make-payments-with-cred-phonepe\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/trak.in\/stories\/only-these-credit-card-users-can-make-payments-with-cred-phonepe\/#primaryimage","url":"https:\/\/trak.in\/stories\/wp-content\/uploads\/2024\/07\/Screenshot-2024-07-06-at-8.45.24\u202fAM.png","contentUrl":"https:\/\/trak.in\/stories\/wp-content\/uploads\/2024\/07\/Screenshot-2024-07-06-at-8.45.24\u202fAM.png","width":1596,"height":896},{"@type":"BreadcrumbList","@id":"https:\/\/trak.in\/stories\/only-these-credit-card-users-can-make-payments-with-cred-phonepe\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/trak.in\/stories\/"},{"@type":"ListItem","position":2,"name":"Only These Credit Card Users Can Make Payments With Cred, PhonePe"}]},{"@type":"WebSite","@id":"https:\/\/trak.in\/stories\/#website","url":"https:\/\/trak.in\/stories\/","name":"Trak.in - Indian Business of Tech, Mobile &amp; Startups","description":"Trak.in is a popular Indian Business, Technology, Mobile &amp; Startup blog featuring trending News, views and analytical take on Technology, Business, Finance, Telecom, Mobile, startups &amp; Social Media Space","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/trak.in\/stories\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Person","@id":"https:\/\/trak.in\/stories\/#\/schema\/person\/4486219a5d31e657b529e6e874cead8b","name":"Rohit Kulkarni","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/trak.in\/stories\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/52ba60e3a61a3517cad7b5dd6bce76c6e7a4d8b337f4240839e8737c4ab8b1bb?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/52ba60e3a61a3517cad7b5dd6bce76c6e7a4d8b337f4240839e8737c4ab8b1bb?s=96&d=mm&r=g","caption":"Rohit Kulkarni"},"url":"https:\/\/trak.in\/stories\/author\/rohit-kulkarni\/"}]}},"jetpack_featured_media_url":"https:\/\/trak.in\/stories\/wp-content\/uploads\/2024\/07\/Screenshot-2024-07-06-at-8.45.24\u202fAM.png","jetpack_sharing_enabled":true,"_links":{"self":[{"href":"https:\/\/trak.in\/stories\/wp-json\/wp\/v2\/posts\/1283128","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/trak.in\/stories\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/trak.in\/stories\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/trak.in\/stories\/wp-json\/wp\/v2\/users\/26"}],"replies":[{"embeddable":true,"href":"https:\/\/trak.in\/stories\/wp-json\/wp\/v2\/comments?post=1283128"}],"version-history":[{"count":1,"href":"https:\/\/trak.in\/stories\/wp-json\/wp\/v2\/posts\/1283128\/revisions"}],"predecessor-version":[{"id":1283147,"href":"https:\/\/trak.in\/stories\/wp-json\/wp\/v2\/posts\/1283128\/revisions\/1283147"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/trak.in\/stories\/wp-json\/wp\/v2\/media\/1283146"}],"wp:attachment":[{"href":"https:\/\/trak.in\/stories\/wp-json\/wp\/v2\/media?parent=1283128"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/trak.in\/stories\/wp-json\/wp\/v2\/categories?post=1283128"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/trak.in\/stories\/wp-json\/wp\/v2\/tags?post=1283128"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}