{"id":1283073,"date":"2024-07-04T13:07:40","date_gmt":"2024-07-04T07:37:40","guid":{"rendered":"https:\/\/trak.in\/stories\/?p=1283073"},"modified":"2024-07-04T13:08:04","modified_gmt":"2024-07-04T07:38:04","slug":"icici-hdfc-sbi-change-credit-card-rules-in-july-check-right-away","status":"publish","type":"post","link":"https:\/\/trak.in\/stories\/icici-hdfc-sbi-change-credit-card-rules-in-july-check-right-away\/","title":{"rendered":"ICICI, HDFC, SBI Change Credit Card Rules In July: Check Right Away"},"content":{"rendered":"\n

Big Banks Shake Up Credit Card Services in July<\/strong><\/p>\n\n\n\n

Various important banks in India are making significant changes to their credit card offerings in July 2024. Here’s a brief of the key updates:<\/p>\n\n\n\n

\"\"<\/figure>\n\n\n\n

SBI Card:<\/strong><\/p>\n\n\n\n

Reward points will no longer be assign on government transactions for specific SBI credit cards from starting July 15th. A list of affected cards is available on the SBI Card website.<\/p>\n\n\n\n

ICICI Bank:<\/strong><\/p>\n\n\n\n

\u2022 Credit card replacement fees are increasing<\/a> from Rs 100 to Rs 200 for most cards (excluding the Emerald Private Metal Credit Card).<\/p>\n\n\n\n

\u2022 Several service charges are being discontinued, including fees for:<\/p>\n\n\n\n

    \n
  1. Cheque\/cash pickup<\/li>\n\n\n\n
  2. Charge slip requests<\/li>\n\n\n\n
  3. Dial-a-draft transactions\u00a0<\/li>\n\n\n\n
  4. Outstation cheque processing<\/li>\n\n\n\n
  5. Duplicate statement requests (beyond 3 months)<\/li>\n<\/ol>\n\n\n\n

    Citibank Credit Cards (Migrating to Axis Bank):<\/strong><\/p>\n\n\n\n

    \u2022 Citibank is migrating all customer relationships, including credit cards, to Axis Bank by 15th July.<\/p>\n\n\n\n

    \u2022 Existing Citibank cards will keep up to function until customers accept their new Axis Bank cards later this year.<\/p>\n\n\n\n

    \u2022 Reward points earned before migration will never expire. However, points earned after migration will have a three-year expiry period.<\/p>\n\n\n\n

    Additional Changes:<\/strong><\/p>\n\n\n\n

    \u2022 The Tata Neu Infinity HDFC Bank Credit Card will start offering 0.5% cashback in NeuCoins on eligible UPI transactions from 1st August. An additional 1% cashback in NeuCoins is available if customers are using a Tata Neu UPI ID.<\/p>\n\n\n\n

    \u2022 HDFC Bank is implementing a 1% fee (capped at Rs 3,000 per transaction) on rent payments made through platforms like CRED, Paytm, Cheq, MobiKwik, and Freecharge, starting 1st August.<\/p>\n\n\n\n

    Recommendations:<\/strong><\/p>\n\n\n\n

    \u2022 Customers with SBI cards should analyse the list of affected cards to understand the effect on government transaction rewards.<\/p>\n\n\n\n

    \u2022 ICICI Bank credit card holders can benefit from the discontinued service charges.<\/p>\n\n\n\n

    \u2022 Citibank credit card customers should be aware of the migration to Axis Bank and the update reward points policy.<\/p>\n\n\n\n

    \u2022 For the Tata Neu Infinity HDFC Bank Credit Card and HDFC Bank rent payments, consider different methods if the new charges are unsuitable.<\/p>\n\n\n\n

    It’s important for credit card holders to stay informed about these changes to improve their rewards and avoid unnecessary fees.<\/p>\n","protected":false},"excerpt":{"rendered":"

    Big Banks Shake Up Credit Card Services in July Various important banks in India are making significant changes to their credit card offerings in July 2024. Here’s a brief of the key updates: SBI Card: Reward points will no longer be assign on government transactions for specific SBI credit cards from starting July 15th. A […]<\/p>\n","protected":false},"author":26,"featured_media":1283078,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[21],"tags":[3468],"class_list":["post-1283073","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-business","tag-credit-cards"],"acf":[],"yoast_head":"\nICICI, HDFC, SBI Change Credit Card Rules In July: Check Right Away - Trak.in - Indian Business of Tech, Mobile & Startups<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/trak.in\/stories\/icici-hdfc-sbi-change-credit-card-rules-in-july-check-right-away\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"ICICI, HDFC, SBI Change Credit Card Rules In July: Check Right Away - Trak.in - Indian Business of Tech, Mobile & Startups\" \/>\n<meta property=\"og:description\" content=\"Big Banks Shake Up Credit Card Services in July Various important banks in India are making significant changes to their credit card offerings in July 2024. 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