{"id":1278216,"date":"2024-01-27T09:44:03","date_gmt":"2024-01-27T04:14:03","guid":{"rendered":"https:\/\/trak.in\/stories\/?p=1278216"},"modified":"2024-01-27T09:44:24","modified_gmt":"2024-01-27T04:14:24","slug":"insurance-policyholders-can-avail-cashless-facility-at-all-hospitals-network-restriction-removed-under-new-rules","status":"publish","type":"post","link":"https:\/\/trak.in\/stories\/insurance-policyholders-can-avail-cashless-facility-at-all-hospitals-network-restriction-removed-under-new-rules\/","title":{"rendered":"Insurance Policyholders Can Avail Cashless Facility At All Hospitals: Network Restriction Removed Under New Rules"},"content":{"rendered":"\n

The General Insurance Council (GIC) on Wednesday rolled out the \u201cCashless Everywhere\u201d<\/a> facility allowing policyholders the freedom to obtain cashless treatment at any hospital, including those outside an insurer\u2019s network. Cashless claims are currently restricted to networked partner hospitals only.<\/p>\n\n\n\n

\"Insurance<\/figure>\n\n\n\n

This citizen-centric initiative comes after discussions between GIC and health\/general insurance firms to ease policyholders\u2019 financial stress and simplify what can often be a cumbersome claims process currently. It is applicable for both planned and emergency admissions.<\/p>\n\n\n\n

Cashless Access Now Universal<\/strong><\/p>\n\n\n\n

Under the new process, customers can get hospitalized at any establishment of their choice and avail cashless coverage. This is subject to intimating insurers 48 hours prior for planned treatments and within 48 hours for emergencies. Of course, the claim must still be valid as per policy terms and comply with the insurer\u2019s approval guidelines.<\/p>\n\n\n\n

At present, only 63% of claims are cashless as many opt for reimbursement from non-networked hospitals. By enabling universal cashless access, insurers hope to encourage policies and also reduce frauds plaguing the system.<\/p>\n\n\n\n

Enhancing Consumer Experience And Trust<\/strong><\/p>\n\n\n\n

GIC Chairman Tapan Singhel noted that a key goal behind \u201cCashless Everywhere\u201d was enhancing consumer experience – making the claims journey frictionless while building greater trust in insurance through reduced uncertainties.<\/p>\n\n\n\n

The industry feels cashless facilities are integral for protecting policyholders\u2019 finances when hospitalized. The move promises improved convenience for customers plus strengthened perception of health insurance for driving uptake across India\u2019s underpenetrated market.<\/p>\n","protected":false},"excerpt":{"rendered":"

The General Insurance Council (GIC) on Wednesday rolled out the \u201cCashless Everywhere\u201d facility allowing policyholders the freedom to obtain cashless treatment at any hospital, including those outside an insurer\u2019s network. Cashless claims are currently restricted to networked partner hospitals only. This citizen-centric initiative comes after discussions between GIC and health\/general insurance firms to ease policyholders\u2019 […]<\/p>\n","protected":false},"author":30,"featured_media":1278218,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[21],"tags":[4503,753],"class_list":["post-1278216","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-business","tag-cashless-everywhere","tag-insurance"],"acf":[],"yoast_head":"\nInsurance Policyholders Can Avail Cashless Facility At All Hospitals: Network Restriction Removed Under New Rules - Trak.in - Indian Business of Tech, Mobile & Startups<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/trak.in\/stories\/insurance-policyholders-can-avail-cashless-facility-at-all-hospitals-network-restriction-removed-under-new-rules\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Insurance Policyholders Can Avail Cashless Facility At All Hospitals: Network Restriction Removed Under New Rules - Trak.in - Indian Business of Tech, Mobile & Startups\" \/>\n<meta property=\"og:description\" content=\"The General Insurance Council (GIC) on Wednesday rolled out the \u201cCashless Everywhere\u201d facility allowing policyholders the freedom to obtain cashless treatment at any hospital, including those outside an insurer\u2019s network. Cashless claims are currently restricted to networked partner hospitals only. 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