Apps of most Indian banks are still in an evolving stage. While some are compatible on Android, many are not yet geared for the iPhone platform and many major nationalized Indian banks still haven’t come out with mobile banking applications at all. Most features offered on apps of Indian banks remain fairly standard. Here’s a quick look at the some of the more popularly used Indian bank apps.
ICICI Bank iMobile
The ICICI Bank app helps its customers make transactions smoothly in any areas related to Savings Account, Credit Cards, Demat account and loan related procedures. Customers can also pay their premiums and utility bills through this iMobile app. From viewing your account balance to making a cheque book request or a funds transfer, this app is your singular junction to fulfill all banking needs. You will now also be able to access your ICICI account through "Your Bank Account" on Facebook very soon!
Most featured of the SBI freedom app remain standard such as requesting a balance inquiry, transferring funds, viewing a mini statement, getting a mobile recharge, issuing a new cheque book and paying utility bills. The SBI Freedom app also offers customers services to buy rail, air, bus and movie tickets, supported by NGPAY. This service is also currently available on java enabled mobile phones over and other non java phones with a GPRS connection. We think a much better job on the interface is required, as compared to the apps of other Indian banks.
Citibank India’s app comes in a dynamic monotone blue interface and offers services such as locating the nearest ATM, paying utility bills, transferring money, requesting account statements and much more. In 2010, there was a little bit of a panic with the security levels offered on the app in its US version, but otherwise, Indian users have found Citi Mobile’s app to be particularly useful while traveling abroad in comparison to its counterparts.
Bank of Baroda M-Connect
BOB’s recent "State-of-the-Art. Straight from the heart" national campaign with its prominent orange brand color has been focusing on building its strength in mobile and web banking. This Android based offers all the standard features related to making transactions, balance enquiries, cheque book issuance, utility bill payments, loan requests, mobile recharge, buying movie and air tickets. A standard yet great way for BOB accounts holders to start dunking their pass books and get mobile.
Standard Chartered Bank India
In the first week of 2012, Standard Chartered jumped on the bandwagon of Indian banks offering mobile banking, but with a twist. The bank’s newly launched app Breeze is one of the few Indian banking apps that will be compatible over 700 handsets, Business Standard reported. Breeze on Android and iPhone offers a reminder facility to keep track of transactions with a calendar view, constantly changing background wallpapers, a facility of logging in with existing user IDs and passwords after registration and personalizing your Breeze in additional to all the standard bank app features.