Credit card

Traditional payment processing and payment card companies, Visa and Mastercard, are feeling threatened now, and the reason is the exponential rise of Govt. backed digital payment platforms: Aadhaar Pay and UPI, which combined with BHIM…

Reserve Bank of India has issued a fresh circular, warning general public against credit cards and bank accounts issued in it’s own name. Via this new notification, RBI has made clear that “it does not carry out any business with an…

Security is one of the most important aspects to carry out any financial transactions online. Customers are wary of the using their credit cards online as incidents of credit card details falling in wrong hands are quite frequent. Even…

Although, the percentage of Banking Cyber Frauds have reduced over past 4 years, it is still quite high and many consumers end up loosing lot of money to it. Reserve Bank of India has recently announced changes in the Debit / Credit Card…

In the earlier article we covered briefly about what CIBIL is and what is the importance of a Credit Score and CIR. If you have purchased your Credit score report recently, then this article is a good reference point as to what aspects of…

This is an extremely informative post on Credit score and how CIBIL comes up with it. In personal finance, your credit score is one of the most underrated things that people need to know about

Peace of mind is what Indians prefer – a majority of the Indian consumers are wary of using technology-enabled banking services such as accessing online banking, mobile banking, utilizing ATMs or carrying out even basic credit card…

This is something I had been waiting for - getting to know your credit score online. In the west, it is really really easy. There are hundreds of websites offering your credit score. Many times your bank keeps a track of your credit score…

A credit card may be your gateway to online shopping, reward points, cash back, impulsive buying, spending when you don't have cash and a lot more. But have you thought for a moment that your credit card can be subject to fraud or misuse?…

No longer are credit cards limited to the high income bracket population in India. The Indian population is now amassing credit card debts and 'reward point' strategies of banks. If you have a credit card debt in India, here are a few tips…

Credit Score is probably the most important aspect that you should remember when you plan to take a loan. Infact, you may end up not getting a loan at all if you have a bad credit history

In this new millennium, a person who does not use credit cards for shopping and paying utility bills is considered as less financially savvy consumer. I know, the above statement sounds a bit naive; but that’s how I feel when my colleagues…